Meghan O'Leary | IR |
Greg Becker | President & CEO |
Dan Beck | CFO |
Mike Descheneaux | President, Silicon Valley Bank |
Marc Cadieux | Chief Credit Officer, Silicon Valley Bank |
Ken Zerbe | Morgan Stanley |
Ebrahim Poonawala | Bank of America |
Jared Shaw | Wells Fargo |
Steven Alexopoulos | JP Morgan |
Brett Rabatin | Piper Jaffray |
Aaron Deer | Sandler O'Neill |
Chris McGratty | KBW |
John Pancari | Evercore |
David Long | Raymond James |
Chris York | JMP Securities |
Welcome to the SVB Financial Group Q4 2018 Earnings Call. My name is Adrian and I’ll be your operator for today's call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] Please note this conference is being recorded.