Meghan O’Leary | Head of Investor Relations |
Greg Becker | President and Chief Executive Officer |
Dan Beck | Chief Financial Officer |
Mike Descheneaux | President, Silicon Valley Bank |
Marc Cadieux | Chief Credit Officer |
Ebrahim Poonawala | Bank of America |
Steven Alexopoulos | JPMorgan |
Ken Zerbe | Morgan Stanley |
Jennifer Demba | Truist Securities |
John Pancari | Evercore ISI |
Bill Carcache | Wolfe Research |
Ladies and gentlemen, thank you for standing by, and welcome to the SVB Financial Group Fourth Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Now I’d like to hand the conference over to your speaker today, Ms. Meghan O’Leary, SVB Head of Investor Relations.