Dimitar Karaivanov | executive |
Joseph Sutaris | executive |
Steve Moss | analyst |
Christopher O'Connell | analyst |
Matthew Breese | analyst |
Good day, and welcome to the Community Bank System First Quarter 2024 Earnings Conference Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions]. Please note this event is being recorded. I would now like to turn the conference over to Dimitar Karaivanov, President and Chief Executive Officer of Community Bank Systems.