Elizabeth B. Eckel | Senior Vice President, Chief Marketing & Corporate Communications Officer |
Ned Handy | Chairman & Chief Executive Officer. |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer & Treasurer |
Mark Gim | President & Chief Operating Officer. |
William Wray Sr. | Chief Risk Officer |
Mark Fitzgibbon | Piper Sandler |
Erik Zwick | Boenning & Scattergood Inc. |
Damon DelMonte | Keefe Bruyette & Woods Inc. |
Laurie Hunsicker | Compass Pt Rch & Trading LLC |
Good morning, and welcome to Washington Trust Bancorp, Incorporated's Conference Call. My name is Bailey, and I will be your operator for today. [Operator Instructions] Today's call is being recorded. And now I will turn the call over to Elizabeth B. Eckel, Senior Vice President, Chief Marketing and Corporate Communications Officer.