Elizabeth Eckel | Senior Vice President, Chief Marketing & Corporate Communications Officer |
Ned Handy | Chairman & Chief Executive Officer |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer & Treasurer |
Mark Gim | President & Chief Operating Officer |
Bill Ray | Senior Executive Vice President and Chief Risk Officer |
Mark Fitzgibbon | Piper Sandler |
Damon DelMonte | KBW |
Laurie Hunsicker | Compass Point |
Good morning and welcome to Washington Trust Bancorp Inc.'s Conference Call. My name is Elliot and I’ll be your operator today. [Operator Instructions] Today's call is being recorded. And now I will turn the call over to Elizabeth B. Eckel, Senior Vice President, Chief Marketing and Corporate Communications Officer.