Melissa Vergel de Dios | First VP & Head, IR |
Alfredo Panlilio | President, CEO, Chief Revenue Officer & Director |
Anabelle Chua | SVP, CFO & Chief Risk Management Officer |
Shailesh Baidwan | President, Voyager Innovations, Inc. |
Manuel Pangilinan | Chairman |
For today's presentation, we have with us our Chairman, Manuel Pangilinan; Mr. Al Panlilio, our President and CEO; Ms. Anabelle Chua, Chief Finance Officer and Chief Risk Officer; Mr. Shailesh Baidwan, President of Voyager Innovations and PayMaya Philippines; as well as other members of the PLDT management team. At this point, let me turn the floor over to Mr.