Deanna Hart | SVP, IR |
Frank Holding | Chairman and CEO |
Craig Nix | CFO |
Tom Eklund | Treasurer |
Elliot Howard | Manager Mergers and Acquisitions |
Marisa Harney | Chief Credit Officer |
Brady Gailey | KBW |
Stephen Scouten | Piper Sandler |
Christopher Marinac | Janney Montgomery Scott |
Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens BancShares First Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, today’s conference is being recorded. I would now like to introduce the host of this conference call, Ms.