Aaron Diefenthaler | Vice President, Chief Investment Officer and Treasurer |
Jonathan Michael | Chairman and Chief Executive Officer |
Todd Bryant | Vice President and Chief Financial Officer |
Craig Kliethermes | President and Chief Operating Officer |
Cullen Johnson | B Riley Securities |
Jeff Schmitt | William Blair |
Matt Carletti | JMP |
Meyer Shields | KBW |
Casey Alexander | Compass Point |
Good morning, and welcome, ladies and gentlemen to RLI Corp.'s Fourth Quarter Earnings Teleconference.
As a reminder, we will open the conference for a question-and-answer after the presentation. [Operator Instructions] Before we get started, let me remind everyone that through the course of the teleconference, RLI management may make comments that reflect their intentions, beliefs and expectations for the future.
As always, these forward-looking statements are subject to certain factors and uncertainties, which could cause actual results to differ materially. Please refer to the risk factors described in the company's various SEC filings, including in the Annual Report on Form 10-K as supplemented and the Form 10-Q for the quarterly period ended December 31, 2020, which should be reviewed carefully.