Craig Mychajluk | Investor Relations |
David Nasca | President and Chief Executive Officer |
John Connerton | Executive Vice President and Chief Financial Officer |
AlexanderTwerdahl | Sandler O’Neill & Partners LP |
Joseph Fenech | Hovde Group |
Greetings and welcome to Evans Bancorp Third Quarter 2017 Financial Results. At this time, all participants are in listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I’d now like to turn the conference over to your host, Craig Mychajluk, Investor Relations fo Evans Bancorp.