Shelly Doran | Director of Investor Relations |
Marty Birmingham | President and CEO |
Kevin Klotzbach | EVP, CFO and Treasurer |
Mike Grover | Chief Accounting Officer |
Bill Kreienberg | EVP, Chief Corporate Development Executive and General Counsel |
Joe Fenech | Hovde Group |
Damon DelMonte | KBW |
Matt Breese | Piper Jaffray |
Stan Westhoff | Walthausen & Company |
Good day, and welcome to the Financial Institutions Incorporated Second Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Shelly Doran, Director of Investor Relations. Please go ahead.