Shelly Doran | Investors Relations |
Marty Birmingham | President & Chief Executive Officer |
Justin Bigham | Chief Financial Officer |
Bill Kreienberg | Chief Banking & Revenue Officer |
Mike Grover | Director of Financial Planning and Analysis |
Damon DelMonte | KBW |
Alex Twerdahl | Sandler O'Neill |
Good morning, and welcome to the Financial Institutions, Inc.
Third Quarter 2019 Earnings Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Ms.