Shelly Doran | Director of IR |
Marty Birmingham | President and CEO |
Justin Bigham | CFO |
Mike Grover | Director of Financial Planning and Analysis |
Alex Twerdahl | Piper Sandler |
Marla Backer | Sidoti |
Damon DelMonte | KBW |
Kevin Swanson | Hovde Group |
Good day, and welcome to Financial Institutions, Inc.
Third Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.