Shelly Doran | Director, Investor and External Communications |
Marty Birmingham | President & CEO |
Jack Plants | CFO |
Justin Bigham | Chief Community Banking Officer |
Damon DelMonte | KBW |
Alex Twerdahl | Piper Sandler |
Bryce Rowe | Hovde Group |
Marla Backer | Sidoti |
00:05 Hello, and welcome to the Financial Institutions’ Third Quarter Earnings Release and Conference Call. My name is Emma, and I'll be your operator today. Today's call is being recorded and participants are currently in listen-only mode. [Operator Instructions] 00:31 It’s now my pleasure to hand the call over to Shelly Doran, Director of Investor Relations to begin. Please go ahead.