Sabra Purtill | Head of IR |
Chris Swift | Chairman and CEO |
Doug Elliot | President |
Beth Bombara | CFO |
Elyse Greenspan | Wells Fargo |
Ryan Aceto | B. Riley FBR |
Brian Meredith | UBS |
Josh Shanker | Deutsche Bank |
Paul Newsome | Sandler O'Neill |
Tom Gallagher | Evercore ISI |
Gary Ransom | Dowling & Partners |
Meyer Shields | KBW |
Amit Kumar | Buckingham Research |
Good morning. My name is Amy and I will be your conference operator today. At this time, I would like to welcome everyone to the First Quarter 2019 Financial Results Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks there will be a question-and-answer session.