Randy Newman | Chairman, President and CEO |
Ryan Goldberg | Chief Revenue Officer |
Katie Lorenson | CFO |
Karin Taylor | Chief Risk Officer |
Jeff Rulis | DA Davidson |
Nathan Race | Piper Sandler |
Good morning, and welcome to the Alerus Financial Corporation Earnings Conference Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded. This call may include forward-looking statements and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in forward-looking statements are listed in the earnings release and the company's SEC filings.