John Buran | President and CEO |
Susan Cullen | SEVP, Treasurer and CFO |
Mark Fitzgibbon | Sandler O'Neill and Partners |
Steven Comery | Gabelli |
Collyn Gilbert | KBW |
Brody Preston | Piper Jaffray |
Good morning and welcome to Flushing Financial Corporation's Third Quarter 2018 Earnings Conference Call. Hosting the call today are John Buran, President and Chief Executive Officer; and Susan Cullen, Senior Executive Vice President, Treasurer and Chief Financial Officer. Today's call is being recorded and all participants are in a listen only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] A copy of the earnings release and slide presentation that the company will be referencing today are available on its Investor Relations website at flushingbank.com.