John Buran | President and CEO |
Susan Cullen | Senior Executive Vice President, Treasurer, and CFO |
Steve Comery | G. Research |
Welcome to the Flushing Financial Corporation's Fourth Quarter 2019 Earnings Conference Call. Hosting the call today are John Buran, President and Chief Executive Officer; and Susan Cullen, Senior Executive Vice President, Treasurer and Chief Financial Officer. Today's call is being recorded. All participants will be in a listen-only mode. [Operator Instructions]