Mitch Fadel | CEO |
Fahmi Karam | CFO |
Brendan Metrano | VP, IR |
Jason Haas | Bank of America |
Kyle Joseph | Jefferies |
John Rowan | Janney Montgomery Scott |
Anthony Chukumba | Loop Capital Markets |
Bobby Griffin | Raymond James |
Carla Casella | JPMorgan |
Brad Thomas | KeyBanc Capital Markets |
Vincent Caintic | Stephens, Inc. |
Good day and thank for standing by. Welcome to Rent-A-Center’s third quarter 2022 earnings conference call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator instructions] Please be advised that today’s conference is being recorded.