Ken Posner | Senior Vice President of Strategic Planning & Investor Relations |
Jay Bray | Chairman & Chief Executive Officer |
Chris Marshall | Vice Chairman & Chief Financial Officer |
Doug Harter | Credit Suisse |
Bose George | KBW |
Kevin Barker | Piper Sandler |
Mark DeVries | Barclays |
Henry Coffey | Wedbush |
Lee Cooperman | Omega Family Office |
Ladies and gentlemen, thank you for standing by. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to turn the call over to your host, SVP of Strategic Planning and Investor Relations Ken Posner