Ken Posner | Senior Vice President of Strategic Planning and Investor Relations |
Jay Bray | Chairman and Chief Executive Officer |
Chris Marshall | Vice Chairman, President and Chief Financial Officer |
Kevin Barker | Piper Sandler |
Henry Coffey | Wedbush |
Mark DeVries | Barclays |
Bose George | KBW |
David Nierenberg | Nierenberg Investments |
Good morning and welcome to Mr. Cooper Group's third quarter earnings call. My name is Ken Posner and I'm SVP of Strategic Planning and Investor Relations. With me today are Jay Bray, Chairman and CEO; Chris Marshall, Vice Chairman, President and CFO; and Jaime Gow, Deputy CFO. A couple of quick reminders, first, this call is being recorded and second, you can find the slides on our Investor Relations webpage at investors.mrcoopergroup.com.