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allegedly, analyst, answer, argued, attention, attract, begun, brokerage, call, center, CFSA, CID, Cmty, codification, Committee, complaint, conflict, consultation, consummate, consummation, coverage, cure, delist, delisted, demonstrate, detailed, dictate, disposition, Distinguishing, diversion, EITF, escrow, escrowed, face, failure, Fin, free, holdback, imposition, inclusive, indemnifiable, indemnification, indemnify, indemnity, injunctive, investigation, Investigative, leading, merit, minimum, monetary, monitoring, Motion, NORA, NYSE, Oct, opposition, parent, partner, pending, penny, personnel, proceed, promptly, recast, regain, regaining, reimburse, relief, rendered, reply, reputation, restitution, satisfactory, secondary, source, Stay, stringent, successfully, traditional, treatment, unanticipated, uncertain, vigorously, wealth
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achieved, achievement, admission, alleged, allocating, ancillary, back, Baker, bps, captioned, Carlo, case, conjunction, counsel, dated, Dean, derivative, discount, discounted, dismissed, Donald, Gayhardt, governance, hedge, historically, inventory, large, LP, measured, misleading, Monte, occurred, pandemic, practice, prejudice, prepaid, protect, putative, refiled, refinanced, Roger, sequentially, served, settlement, simulation, stockholder, structure, suit, swap, unchanged, voluntarily, weighted, William, wrongdoing, Yellowdog
Financial report summary
?Competition
Enova InternationalManagement Discussion
- ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
- This Form 10-Q contains forward-looking statements. These forward-looking statements include projections, estimates and assumptions about various matters, including future financial and operational performance, and may be identified by words such as "guidance," "estimate," "anticipate," "believe," "forecast," "step," "plan," "predict," "focused," "project," "is likely," "is possible," "expect," "anticipate," "intend," "should," "will," 'may," "confident," "trend" and variations of such words and similar expressions. The matters discussed in these forward-looking statements are based on management's beliefs, assumptions, current expectations and estimates and projections, and are subject to risk, uncertainties and other factors that could cause actual results to differ materially from those made, projected or implied in the forward-looking statements. Except as required by applicable law and regulations, we undertake no obligation to update any forward-looking statements or other statements we may make in the following discussion or elsewhere in this document even though these statements may be affected by events or circumstances occurring after the forward-looking statements or other statements were made. Please see the sections titled “Risk Factors” in our 2022 Form 10-K and "Risk Factors" in Item 1A of the Quarterly Report on Form 10-Q for the quarter ended March 31, 2023 and this Form 10-Q for a discussion of the uncertainties, risks and assumptions associated with our business.
- We are an omni-channel consumer finance company serving consumers in portions of the U.S. and Canada. CURO was founded over 25 years ago to meet the growing needs of consumers looking for additional ways to access credit. We continuously update our products and technology platform to offer a variety of convenient and accessible financial and loan services. We design our customer experience to allow consumers to apply for, update and manage their loans in the channels they prefer—in branch, via mobile device or over the phone. Our high customer satisfaction scores speak to our ability to anticipate and exceed customers’ needs.