Southern Michigan Bancorp Inc. is a bank holding company registered under the Bank Holding Company Act of 1956. Southern was incorporated on March 1, 1982, as a Michigan corporation. Southern acquired all of the capital stock of Southern Michigan Bank & Trust, a Michigan state-chartered bank, in November 1982. Southern is also the parent company of Southern Michigan Bancorp Capital Trust I, a Delaware statutory trust. Southern Michigan Bank is the parent company of FNB Financial Services Inc., a Michigan corporation. Our business, which we conduct primarily through the Bank, is concentrated in a single industry segment - commercial banking. We offer a variety of deposit, payment, credit and other financial services to all types of customers. These services include time, savings, and demand deposits, safe deposit services, and automated teller machine services. Loans including both commercial and consumer, are extended primarily on a secured basis to corporations, partnerships and individuals. Commercial lending covers such categories as business, industrial, agricultural, construction, inventory and real estate. Consumer lending covers direct and indirect loans to purchasers of residential real property and consumer goods. We offer trust and investment services, which include investment management, trustee services, IRA rollovers and retirement plans, institutional and personal custody, estate settlement, wealth management, estate planning assistance, wealth transfer planning assistance, charitable gift planning assistance, and cash management custody. We operate 15 banking offices located in Battle Creek, Camden, Centreville, Coldwater, Constantine, Hillsdale, Marshall, Mendon, Tekonsha, Three Rivers, and Union City, Michigan.
Company profile
Ticker
SOMC
Exchange
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
SEC CIK
Corporate docs
IRS number
382407501
Latest filings (excl ownership)
D
$30M in debt, sold $30M, 44 investors
26 Apr 21
10-K
2012 FY
Annual report
28 Mar 13
15-15D
Suspension of duty to report
3 Jan 13
S-8 POS
Registration of securities for employees (post-effective amendment)
31 Dec 12
S-8 POS
Registration of securities for employees (post-effective amendment)
31 Dec 12
8-K
Southern Michigan Bancorp, Inc. Increases Quarterly Dividend
21 Dec 12
8-K
Departure of Directors or Certain Officers
21 Nov 12
8-K
Regulation FD Disclosure
15 Nov 12
10-Q
2012 Q3
Quarterly report
14 Nov 12
8-K
Regulation FD Disclosure
1 Nov 12
Latest ownership filings
No filings