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Financial report summary
?Competition
Keycorp • Republic First Bancorp • Carolina Financial • Southern First Bancshares • First Century Bancorp. • BV Financial • Oak Ridge Financial Services • Pennymac Mortgage Investment Trust • FCB Financial • BankUnitedManagement Discussion
- CB&W net income was $2.8 billion for the nine months ended September 30, 2023, an increase of $130 million, or 4.9%, compared to the prior year.
- •Segment net interest income increased $919 million driven by favorable funding credit on deposits attributable to the higher rate environment and higher average loans, partially offset by higher funding costs, lower average deposits, and lower purchase accounting accretion.
- •The provision for credit losses increased $190 million reflecting higher charge offs in the indirect auto and other consumer portfolios, an allowance build in the current period, and a reserve release in the earlier period. The impact of the student loan sale in the second quarter was net neutral to provision.