Monarch Community Bancorp (MCBF) 8-K Monarch Community Bancorp, Inc. Announces Second Quarter Earnings

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): August 1, 2006 (July 28, 2006)

Monarch Community Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Maryland	000-49814	04-3627031
State or other jurisdiction of Incorporation	(Commission File Number)	(IRS Employer Identification No.)

375 North Willowbrook Road, Coldwater, MI 49036
(Address of principal executive offices)  (Zip Code)
(517) 278-4566
(Registrant’s telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
o	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

                The following information, including the Exhibit attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934.

                On July 28, 2006, Monarch Community Bancorp, Inc. issued a news release to report its financial results for the quarter and six month period ended June 30, 2006. The release is furnished as Exhibit 99.1 hereto.             

ITEM 9.01	FINANCIAL STATEMENTS AND EXHIBITS
(d)	Exhibits
	Exhibit Number
	99.1	Press Release, dated July 28, 2006 issued by Monarch Community Bancorp, Inc.

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SIGNATURES

                Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	MONARCH COMMUNITY BANCORP, INC.
Dated:  August 1, 2006	/s/Donald L. Denney
	Donald L. Denney,
	President and Chief Executive Officer

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                                                                                         EXHIBIT INDEX    

Exhibit Number		Description
	99.1	Press Release, dated July 28, 2006 issued by Monarch Community Bancorp, Inc.

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