Citizens Financial (CFG) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,237,844	9,589	SH		DFND	1	9,589	0	9,589
3M CO	COM	88579Y101	810,545	6,279	SH		DFND	2	0	0	6,279
ABBOTT LABS	COM	002824100	1,758,747	15,549	SH		DFND	1	15,549	0	15,549
ABBOTT LABS	COM	002824100	11,499,983	101,671	SH		DFND	2	0	0	101,671
ABBVIE INC	COM	00287Y109	8,937,314	50,294	SH		DFND	1	50,294	0	50,294
ABBVIE INC	COM	00287Y109	11,102,032	62,476	SH		DFND	2	0	0	62,476
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	336,208	3,062	SH		DFND	2	0	0	3,062
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	9,237,070	26,257	SH		DFND	1	26,257	0	26,257
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	6,257,222	17,787	SH		DFND	2	0	0	17,787
ADOBE SYS INC	COM	00724F101	6,630,083	14,910	SH		DFND	1	14,910	0	14,910
ADOBE SYS INC	COM	00724F101	5,116,043	11,505	SH		DFND	2	0	0	11,505
ADVANCED MICRO DEVICES INC	COM	007903107	2,119,140	17,544	SH		DFND	2	0	0	17,544
AFLAC INC	COM	001055102	691,574	6,686	SH		DFND	2	0	0	6,686
AGILENT TECHNOLOGIES INC	COM	00846U101	308,484	2,296	SH		DFND	2	0	0	2,296
AIR PRODS & CHEMS INC	COM	009158106	457,973	1,579	SH		DFND	1	1,579	0	1,579
AIR PRODS & CHEMS INC	COM	009158106	404,918	1,396	SH		DFND	2	0	0	1,396
AIRBNB INC	COM CL A	009066101	1,189,918	9,055	SH		DFND	2	0	0	9,055
ALIGN TECHNOLOGY INC	COM	016255101	427,237	2,049	SH		DFND	2	0	0	2,049
ALLSTATE CORP	COM	020002101	488,197	2,532	SH		DFND	2	0	0	2,532
ALPHABET INC	CAP STK CL A	02079K305	29,366,445	155,132	SH		DFND	1	155,132	0	155,132
ALPHABET INC	CAP STK CL C	02079K107	14,249,703	74,825	SH		DFND	1	74,825	0	74,825
ALPHABET INC	CAP STK CL C	02079K107	21,681,530	113,850	SH		DFND	2	0	0	113,850
ALPHABET INC	CAP STK CL A	02079K305	65,733,793	347,247	SH		DFND	2	0	0	347,247
ALTRIA GROUP INC	COM	02209S103	961,545	18,389	SH		DFND	2	0	0	18,389
ALTUS POWER INC	COM CL A	02217A102	40,904	10,050	SH		DFND	2	0	0	10,050
AMAZON COM INC	COM	023135106	29,540,866	134,650	SH		DFND	1	134,650	0	134,650
AMAZON COM INC	COM	023135106	70,452,272	321,128	SH		DFND	2	0	0	321,128
AMERICAN CENTY ETF TR	US EQT ETF	025072885	572,372	5,905	SH		DFND	2	0	0	5,905
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	348,908	3,615	SH		DFND	2	0	0	3,615
AMERICAN ELEC PWR INC	COM	025537101	640,677	6,947	SH		DFND	2	0	0	6,947
AMERICAN EXPRESS CO	COM	025816109	18,184,326	61,270	SH		DFND	1	61,270	0	61,270
AMERICAN EXPRESS CO	COM	025816109	7,383,708	24,879	SH		DFND	2	0	0	24,879
AMERICAN INTL GROUP INC	COM NEW	026874784	381,055	5,234	SH		DFND	2	0	0	5,234
AMERIPRISE FINL INC	COM	03076C106	375,363	705	SH		DFND	1	705	0	705
AMERIPRISE FINL INC	COM	03076C106	702,295	1,319	SH		DFND	2	0	0	1,319
AMERISOURCEBERGEN CORP	COM	03073E105	357,151	1,590	SH		DFND	2	0	0	1,590
AMGEN INC	COM	031162100	1,714,751	6,579	SH		DFND	1	6,579	0	6,579
AMGEN INC	COM	031162100	2,138,076	8,203	SH		DFND	2	0	0	8,203
AMPHENOL CORP NEW	CL A	032095101	1,057,802	15,231	SH		DFND	2	0	0	15,231
ANALOG DEVICES INC	COM	032654105	743,231	3,498	SH		DFND	2	0	0	3,498
ANTHEM INC	COM	036752103	619,209	1,679	SH		DFND	2	0	0	1,679
AON PLC	SHS CL A	G0403H108	6,615,480	18,419	SH		DFND	1	18,419	0	18,419
AON PLC	SHS CL A	G0403H108	2,428,605	6,762	SH		DFND	2	0	0	6,762
APOLLO GLOBAL MGMT INC	COM	03769M106	304,390	1,843	SH		DFND	2	0	0	1,843
APPLE INC	COM	037833100	77,181,265	308,208	SH		DFND	1	308,208	0	308,208
APPLE INC	COM	037833100	146,535,240	585,158	SH		DFND	2	0	0	585,158
APPLIED MATLS INC	COM	038222105	9,871,026	60,696	SH		DFND	1	60,696	0	60,696
APPLIED MATLS INC	COM	038222105	4,771,597	29,340	SH		DFND	2	0	0	29,340
APPLOVIN CORP	COM CL A	03831W108	529,786	1,636	SH		DFND	2	0	0	1,636
ARCHER AVIATION INC	COM CL A	03945R102	224,250	23,000	SH		DFND	2	0	0	23,000
ARCHER DANIELS MIDLAND CO	COM	039483102	817,923	16,190	SH		DFND	2	0	0	16,190
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	398,751	2,252	SH		DFND	1	2,252	0	2,252
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	887,729	5,015	SH		DFND	2	0	0	5,015
ARISTA NETWORKS INC	COM	040413205	6,007,748	54,354	SH		DFND	1	55,100	0	54,354
ARISTA NETWORKS INC	COM	040413205	2,927,387	26,485	SH		DFND	2	0	0	26,485
ARROW FINL CORP	COM	042744102	318,968	11,110	SH		DFND	2	0	0	11,110
AT&T INC	COM	00206R102	8,427,920	370,133	SH		DFND	1	370,133	0	370,133
AT&T INC	COM	00206R102	4,354,141	191,223	SH		DFND	2	0	0	191,223
ATMOS ENERGY CORP	COM	049560105	2,715,436	19,498	SH		DFND	1	19,498	0	19,498
ATMOS ENERGY CORP	COM	049560105	952,598	6,840	SH		DFND	2	0	0	6,840
AUTODESK INC	COM	052769106	369,167	1,249	SH		DFND	2	0	0	1,249
AUTOMATIC DATA PROCESSING IN	COM	053015103	4,433,981	15,147	SH		DFND	1	15,147	0	15,147
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,843,026	6,296	SH		DFND	2	0	0	6,296
AUTOZONE INC	COM	053332102	528,330	165	SH		DFND	1	165	0	165
AUTOZONE INC	COM	053332102	544,340	170	SH		DFND	2	0	0	170
AXON ENTERPRISE INC	COM	05464C101	284,085	478	SH		DFND	2	0	0	478
BANK AMER CORP	COM	060505104	7,604,088	173,016	SH		DFND	1	173,016	0	173,016
BANK AMER CORP	COM	060505104	38,141,823	867,846	SH		DFND	2	0	0	867,846
BANK NEW YORK MELLON CORP	COM	064058100	5,161,789	67,185	SH		DFND	1	67,185	0	67,185
BANK NEW YORK MELLON CORP	COM	064058100	4,417,913	57,502	SH		DFND	2	0	0	57,502
BECTON DICKINSON & CO	COM	075887109	367,920	1,622	SH		DFND	2	0	0	1,622
BERKLEY W R CORP	COM	084423102	200,741	3,430	SH		DFND	2	0	0	3,430
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,674,818	27,962	SH		DFND	1	27,962	0	27,962
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	14,994,502	33,080	SH		DFND	2	0	0	33,080
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	7,490,120	11	SH		DFND	2	0	0	11
BIOGEN INC	COM	09062X103	236,261	1,545	SH		DFND	2	0	0	1,545
BLACKROCK ETF TRUST II	SHORT TERM CALIF	092528884	3,607,567	71,921	SH		DFND	2	0	0	71,921
BLACKROCK INC	COM	09290D101	216,298	211	SH		DFND	1	211	0	211
BLACKROCK INC	COM	09290D101	4,502,805	4,393	SH		DFND	2	0	0	4,393
BLACKSTONE GROUP INC	COM CL A	09260D107	500,363	2,902	SH		DFND	1	2,902	0	2,902
BLACKSTONE GROUP INC	COM CL A	09260D107	3,044,579	17,658	SH		DFND	2	0	0	17,658
BLUEPRINT MEDICINES CORP	COM	09627Y109	342,077	3,922	SH		DFND	2	0	0	3,922
BOEING CO	COM	097023105	643,041	3,633	SH		DFND	1	3,633	0	3,633
BOEING CO	COM	097023105	1,079,104	6,097	SH		DFND	2	0	0	6,097
BOOKING HLDGS INC	COM	09857L108	561,431	113	SH		DFND	1	113	0	113
BOOKING HLDGS INC	COM	09857L108	3,488,868	702	SH		DFND	2	0	0	702
BOSTON SCIENTIFIC CORP	COM	101137107	801,200	8,970	SH		DFND	2	0	0	8,970
BRISTOL MYERS SQUIBB CO	COM	110122108	676,967	11,969	SH		DFND	1	11,969	0	11,969
BRISTOL MYERS SQUIBB CO	COM	110122108	1,016,565	17,973	SH		DFND	2	0	0	17,973
BROADCOM INC	COM	11135F101	3,559,440	15,353	SH		DFND	1	15,353	0	15,353
BROADCOM INC	COM	11135F101	23,324,945	100,608	SH		DFND	2	0	0	100,608
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	600,021	2,654	SH		DFND	2	0	0	2,654
BROOKFIELD CORP	CL A LTD VT SH	11271J107	249,879	4,350	SH		DFND	2	0	0	4,350
CADENCE DESIGN SYSTEM INC	COM	127387108	2,421,107	8,058	SH		DFND	2	0	0	8,058
CAPITAL ONE FINL CORP	COM	14040H105	1,322,379	7,416	SH		DFND	2	0	0	7,416
CARDINAL HEALTH INC	COM	14149Y108	327,972	2,773	SH		DFND	2	0	0	2,773
CARRIER GLOBAL CORPORATION	COM	14448C104	765,331	11,212	SH		DFND	1	11,212	0	11,212
CARRIER GLOBAL CORPORATION	COM	14448C104	386,645	5,664	SH		DFND	2	0	0	5,664
CATERPILLAR INC DEL	COM	149123101	1,196,020	3,297	SH		DFND	1	3,297	0	3,297
CATERPILLAR INC DEL	COM	149123101	5,731,501	15,800	SH		DFND	2	0	0	15,800
CBRE GROUP INC	CL A	12504L109	436,802	3,327	SH		DFND	2	0	0	3,327
CENTENE CORP DEL	COM	15135B101	229,235	3,784	SH		DFND	2	0	0	3,784
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	260,260	1,394	SH		DFND	1	1,394	0	1,394
CHENIERE ENERGY INC	COM NEW	16411R208	229,533	1,068	SH		DFND	2	0	0	1,068
CHEVRON CORP NEW	COM	166764100	2,147,832	14,829	SH		DFND	1	14,829	0	14,829
CHEVRON CORP NEW	COM	166764100	6,768,235	46,729	SH		DFND	2	0	0	46,729
CHIPOTLE MEXICAN GRILL INC	COM	169656105	384,835	6,382	SH		DFND	2	0	0	6,382
CHUBB LIMITED	COM	H1467J104	287,352	1,040	SH		DFND	1	1,040	0	1,040
CHUBB LIMITED	COM	H1467J104	3,960,587	14,334	SH		DFND	2	0	0	14,334
CHURCH & DWIGHT INC	COM	171340102	574,250	5,484	SH		DFND	2	0	0	5,484
CHWAB STRATEGIC TR	INTL EQTY ETF	808524805	23,808,493	1,286,946	SH		DFND	2	0	0	1,286,946
CHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	215,891	9,117	SH		DFND	2	0	0	9,117
CHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	8,281,832	303,142	SH		DFND	2	0	0	303,142
CIGNA CORP NEW	COM	125523100	1,612,105	5,838	SH		DFND	1	5,838	0	5,838
CIGNA CORP NEW	COM	125523100	857,850	3,107	SH		DFND	2	0	0	3,107
CINTAS CORP	COM	172908105	5,228,326	28,617	SH		DFND	1	28,617	0	28,617
CINTAS CORP	COM	172908105	2,498,686	13,676	SH		DFND	2	0	0	13,676
CISCO SYS INC	COM	17275R102	7,934,074	134,022	SH		DFND	1	134,022	0	134,022
CISCO SYS INC	COM	17275R102	8,177,453	138,133	SH		DFND	2	0	0	138,133
CITIGROUP INC	COM NEW	172967424	1,013,891	14,404	SH		DFND	2	0	0	14,404
CITIZENS FINL GROUP INC	COM	174610105	15,901,684	363,384	SH		DFND	1	363,384	0	363,384
CITIZENS FINL GROUP INC	COM	174610105	3,506,265	80,125	SH		DFND	2	0	0	80,125
CLOROX CO DEL	COM	189054109	751,198	4,625	SH		DFND	2	0	0	4,625
CME GROUP INC	COM	12572Q105	564,469	2,431	SH		DFND	2	0	0	2,431
COCA COLA CO	COM	191216100	6,871,436	110,367	SH		DFND	1	110,367	0	110,367
COCA COLA CO	COM	191216100	14,205,405	228,163	SH		DFND	2	0	0	228,163
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	231,536	3,011	SH		DFND	2	0	0	3,011
COLGATE PALMOLIVE CO	COM	194162103	676,189	7,438	SH		DFND	1	7,438	0	7,438
COLGATE PALMOLIVE CO	COM	194162103	829,640	9,126	SH		DFND	2	0	0	9,126
COMCAST CORP NEW	CL A	20030N101	537,542	14,323	SH		DFND	1	14,323	0	14,323
COMCAST CORP NEW	CL A	20030N101	2,630,030	70,078	SH		DFND	2	0	0	70,078
COMPASS INC	CL A	20464U100	116,304	19,881	SH		DFND	2	0	0	19,881
CONOCOPHILLIPS	COM	20825C104	4,654,756	46,937	SH		DFND	1	46,937	0	46,937
CONOCOPHILLIPS	COM	20825C104	3,357,588	33,857	SH		DFND	2	0	0	33,857
CONSOL ENERGY INC NEW	COM	20854L108	217,670	2,040	SH		DFND	2	0	0	2,040
CONSOLIDATED EDISON INC	COM	209115104	419,381	4,700	SH		DFND	1	4,700	0	4,700
CONSOLIDATED EDISON INC	COM	209115104	470,084	5,268	SH		DFND	2	0	0	5,268
CONSTELLATION BRANDS INC	CL A	21036P108	11,871,474	53,717	SH		DFND	2	0	0	53,717
CONSTELLATION ENERGY CORP	COM	21037T109	4,192,442	18,741	SH		DFND	1	18,741	0	18,741
CONSTELLATION ENERGY CORP	COM	21037T109	8,102,403	36,218	SH		DFND	2	0	0	36,218
COOPER COS INC	COM	216648501	574,930	6,254	SH		DFND	2	0	0	6,254
CORNING INC	COM	219350105	432,488	9,101	SH		DFND	2	0	0	9,101
CORTEVA INC	COM	22052L104	952,601	16,724	SH		DFND	2	0	0	16,724
COSTAR GROUP INC	COM	22160N109	285,573	3,989	SH		DFND	2	0	0	3,989
COSTCO WHSL CORP NEW	COM	22160K105	11,177,248	12,199	SH		DFND	1	12,199	0	12,199
COSTCO WHSL CORP NEW	COM	22160K105	12,587,355	13,738	SH		DFND	2	0	0	13,738
COURSERA INC	COM	22266M104	117,751	13,853	SH		DFND	2	0	0	13,853
CROWDSTRIKE HLDGS INC	CL A	22788C105	710,666	2,077	SH		DFND	2	0	0	2,077
CSX CORP	COM	126408103	534,102	16,551	SH		DFND	2	0	0	16,551
CUMMINS INC	COM	231021106	8,060,412	23,122	SH		DFND	1	23,122	0	23,122
CUMMINS INC	COM	231021106	3,014,581	8,648	SH		DFND	2	0	0	8,648
CVS HEALTH CORP	COM	126650100	588,104	13,101	SH		DFND	1	13,101	0	13,101
CVS HEALTH CORP	COM	126650100	576,022	12,832	SH		DFND	2	0	0	12,832
D R HORTON INC	COM	23331A109	287,050	2,053	SH		DFND	1	2,053	0	2,053
D R HORTON INC	COM	23331A109	922,630	6,599	SH		DFND	2	0	0	6,599
DANAHER CORP DEL	COM	235851102	537,377	2,341	SH		DFND	1	2,341	0	2,341
DANAHER CORP DEL	COM	235851102	3,327,394	14,495	SH		DFND	2	0	0	14,495
DARDEN RESTAURANTS INC	COM	237194105	1,498,561	8,027	SH		DFND	1	8,027	0	8,027
DARDEN RESTAURANTS INC	COM	237194105	242,906	1,301	SH		DFND	2	0	0	1,301
DATADOG INC	CL A COM	23804L103	206,905	1,448	SH		DFND	2	0	0	1,448
DAVE INC	CLASS A COM NEW	23834J201	243,376	2,800	SH		DFND	2	0	0	2,800
DBX ETF TR	XTRACKERS S&P	233051143	267,682	5,025	SH		DFND	2	0	0	5,025
DBX ETF TR	XTRAK MSCI EAFE	233051200	1,137,437	27,474	SH		DFND	2	0	0	27,474
DECKERS OUTDOOR CORP	COM	243537107	288,794	1,422	SH		DFND	2	0	0	1,422
DEERE & CO	COM	244199105	1,266,863	2,990	SH		DFND	1	2,990	0	2,990
DEERE & CO	COM	244199105	7,172,594	16,928	SH		DFND	2	0	0	16,928
DELL TECHNOLOGIES INC	CL C	24703L202	286,717	2,488	SH		DFND	1	2,488	0	2,488
DELL TECHNOLOGIES INC	CL C	24703L202	611,057	5,302	SH		DFND	2	0	0	5,302
DELTA AIR LINES INC DEL	COM NEW	247361702	3,208,565	53,034	SH		DFND	1	53,034	0	53,034
DELTA AIR LINES INC DEL	COM NEW	247361702	1,539,302	25,443	SH		DFND	2	0	0	25,443
DEVON ENERGY CORP NEW	COM	25179M103	396,563	12,116	SH		DFND	2	0	0	12,116
DIAMONDBACK ENERGY INC	COM	25278X109	479,710	2,928	SH		DFND	2	0	0	2,928
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	330,365	5,935	SH		DFND	2	0	0	5,935
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	696,978	10,710	SH		DFND	2	0	0	10,710
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	394,465	11,118	SH		DFND	2	0	0	11,118
DISCOVER FINL SVCS	COM	254709108	837,665	4,836	SH		DFND	2	0	0	4,836
DISNEY WALT CO	COM DISNEY	254687106	8,325,730	74,771	SH		DFND	1	74,771	0	74,771
DISNEY WALT CO	COM DISNEY	254687106	16,417,639	147,442	SH		DFND	2	0	0	147,442
DOCUSIGN INC	COM	256163106	538,741	5,990	SH		DFND	2	0	0	5,990
DOMINION RES INC VA NEW	COM	25746U109	246,335	4,574	SH		DFND	2	0	0	4,574
DOORDASH INC	CL A	25809K105	2,732,312	16,288	SH		DFND	2	0	0	16,288
DOVER CORP	COM	260003108	539,848	2,878	SH		DFND	2	0	0	2,878
DOW INC	COM	260557103	688,248	17,150	SH		DFND	2	0	0	17,150
DRAFTKINGS INC NEW	COM CL A	26142V105	789,235	21,216	SH		DFND	2	0	0	21,216
DT MIDSTREAM INC	COMMON STOCK	23345M107	225,017	2,263	SH		DFND	2	0	0	2,263
DUKE ENERGY CORP NEW	COM NEW	26441C204	345,307	3,205	SH		DFND	1	3,205	0	3,205
DUKE ENERGY CORP NEW	COM NEW	26441C204	775,041	7,194	SH		DFND	2	0	0	7,194
DUPONT DE NEMOURS INC	COM	26614N102	733,207	9,616	SH		DFND	2	0	0	9,616
D-WAVE QUANTUM INC	COM	26740W109	657,577	78,283	SH		DFND	2	0	0	78,283
EA SERIES TRUST	ALPHA ARCH 1-3	02072L565	1,002,062	9,087	SH		DFND	2	0	0	9,087
EATON CORP PLC	SHS	G29183103	1,246,836	3,757	SH		DFND	1	3,757	0	3,757
EATON CORP PLC	SHS	G29183103	30,544,104	92,036	SH		DFND	2	0	0	92,036
EBAY INC	COM	278642103	5,348,081	86,329	SH		DFND	1	86,329	0	86,329
EBAY INC	COM	278642103	1,953,149	31,528	SH		DFND	2	0	0	31,528
ECOLAB INC	COM	278865100	1,087,479	4,641	SH		DFND	1	4,641	0	4,641
ECOLAB INC	COM	278865100	975,996	4,165	SH		DFND	2	0	0	4,165
ELECTRONIC ARTS INC	COM	285512109	217,601	1,487	SH		DFND	2	0	0	1,487
EMCOR GROUP INC	COM	29084Q100	214,242	472	SH		DFND	2	0	0	472
EMERSON ELEC CO	COM	291011104	1,539,706	12,424	SH		DFND	1	12,424	0	12,424
EMERSON ELEC CO	COM	291011104	1,508,237	12,170	SH		DFND	2	0	0	12,170
ENERGY TRANSFER EQUITY L P	COM UT LTD PTN	29273V100	480,402	24,523	SH		DFND	2	0	0	24,523
ENOVA INTL INC	COM	29357K103	1,072,993	11,191	SH		DFND	2	0	0	11,191
ENTERPRISE PRODS PARTNERS L	COM	293792107	482,901	15,399	SH		DFND	2	0	0	15,399
EOG RES INC	COM	26875P101	713,243	5,819	SH		DFND	2	0	0	5,819
EQUIFAX INC	COM	294429105	206,429	810	SH		DFND	1	810	0	810
EQUINIX INC	COM PAR $0.001	29444U700	214,036	227	SH		DFND	1	227	0	227
EVOLENT HEALTH INC	CL A	30050B101	176,985	15,732	SH		DFND	2	0	0	15,732
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	287,039	5,102	SH		DFND	2	0	0	5,102
EXELON CORP	COM	30161N101	224,794	5,972	SH		DFND	2	0	0	5,972
EXP WORLD HLDGS INC	COM	30212W100	897,260	77,955	SH		DFND	2	0	0	77,955
EXXON MOBIL CORP	COM	30231G102	18,774,282	174,531	SH		DFND	1	174,531	0	174,531
EXXON MOBIL CORP	COM	30231G102	15,292,708	142,165	SH		DFND	2	0	0	142,165
FACEBOOK INC	CL A	30303M102	22,808,641	38,955	SH		DFND	1	38,955	0	38,955
FACEBOOK INC	CL A	30303M102	32,135,421	54,884	SH		DFND	2	0	0	54,884
FASTENAL CO	COM	311900104	280,506	3,901	SH		DFND	2	0	0	3,901
FEDEX CORP	COM	31428X106	372,341	1,324	SH		DFND	2	0	0	1,324
FERRARI N V	COM	N3167Y103	251,080	591	SH		DFND	2	0	0	591
FIDELIS INSURANCE HOLDINGS L	COM	G3398L118	729,002	40,210	SH		DFND	2	0	0	40,210
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	309,079	6,189	SH		DFND	1	6,189	0	6,189
FIFTH THIRD BANCORP	COM	316773100	558,542	13,211	SH		DFND	2	0	0	13,211
FINANCE OF AMERICA COMPAN	CL A NEW	31738L206	562,400	20,000	SH		DFND	2	0	0	20,000
FIRST TR EXCH TRADED FD III	LNG/SHT EQUITY	33739P103	2,022,802	30,737	SH		DFND	1	30,737	0	30,737
FIRST TR EXCH TRADED FD III	INSTL PFD SECS	33739P855	592,323	31,675	SH		DFND	1	31,675	0	31,675
FIRST TR EXCH TRADED FD III	INSTL PFD SECS	33739P855	10,296,053	550,591	SH		DFND	2	0	0	550,591
FIRST TR EXCH TRADED FD III	LNG/SHT EQUITY	33739P103	576,797	8,765	SH		DFND	2	0	0	8,765
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	905,876	14,277	SH		DFND	1	14,277	0	14,277
FIRST TR EXCHANGE TRADED FD	FIRST TR ENH NEW	33739Q408	4,226,687	70,716	SH		DFND	2	0	0	70,716
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	616,831	9,722	SH		DFND	2	0	0	9,722
FIRST TR EXCHANGE TRADED FD	CAP STRENGTH ETF	33733E104	575,145	6,549	SH		DFND	2	0	0	6,549
FIRST TR EXCHANGE TRADED FD	FIRST TR NASDAQ	33738R506	394,228	6,666	SH		DFND	2	0	0	6,666
FIRST TR EXCHANGE TRADED FD	DJ INTERNT IDX	33733E302	22,032,175	90,604	SH		DFND	2	0	0	90,604
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	206,270	8,368	SH		DFND	2	0	0	8,368
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	2,105,403	18,194	SH		DFND	2	0	0	18,194
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	362,384	2,900	SH		DFND	2	0	0	2,900
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	329,795	7,557	SH		DFND	2	0	0	7,557
FISERV INC	COM	337738108	1,871,582	9,111	SH		DFND	1	9,111	0	9,111
FISERV INC	COM	337738108	785,115	3,822	SH		DFND	2	0	0	3,822
FORD MTR CO DEL	COM PAR $0.01	345370860	112,346	11,348	SH		DFND	2	0	0	11,348
FORTINET INC	COM	34959E109	1,155,207	12,227	SH		DFND	2	0	0	12,227
FORTIVE CORP	COM	34959J108	359,333	4,791	SH		DFND	2	0	0	4,791
FREEPORT-MCMORAN INC	CL B	35671D857	4,325,999	113,603	SH		DFND	1	113,603	0	113,603
FREEPORT-MCMORAN INC	CL B	35671D857	2,736,797	71,870	SH		DFND	2	0	0	71,870
GALLAGHER ARTHUR J & CO	COM	363576109	567,177	1,998	SH		DFND	2	0	0	1,998
GARTNER INC	COM	366651107	579,911	1,197	SH		DFND	2	0	0	1,197
GE VERNOVA INC	COM	36828A101	1,139,085	3,463	SH		DFND	2	0	0	3,463
GENERAL DYNAMICS CORP	COM	369550108	3,755,731	14,254	SH		DFND	1	14,254	0	14,254
GENERAL DYNAMICS CORP	COM	369550108	2,935,182	11,140	SH		DFND	2	0	0	11,140
GENERAL ELECTRIC CO	COM	369604301	1,842,715	11,048	SH		DFND	2	0	0	11,048
GENERAL MLS INC	COM	370334104	361,315	5,666	SH		DFND	2	0	0	5,666
GENERAL MTRS CO	COM	37045V100	321,097	6,028	SH		DFND	2	0	0	6,028
GENUINE PARTS CO	COM	372460105	389,666	3,337	SH		DFND	2	0	0	3,337
GILEAD SCIENCES INC	COM	375558103	926,226	10,027	SH		DFND	2	0	0	10,027
GLOBAL X FDS	US INFR DEV ETF	37954Y673	838,385	20,747	SH		DFND	2	0	0	20,747
GODADDY INC	CL A	380237107	403,227	2,043	SH		DFND	2	0	0	2,043
GOLDMAN SACHS GROUP INC	COM	38141G104	24,463,997	42,723	SH		DFND	2	0	0	42,723
GRACO INC	COM	384109104	232,032	2,753	SH		DFND	2	0	0	2,753
GRAINGER W W INC	COM	384802104	1,958,425	1,858	SH		DFND	1	1,858	0	1,858
GRAINGER W W INC	COM	384802104	432,196	410	SH		DFND	2	0	0	410
HALLIBURTON CO	COM	406216101	954,249	35,096	SH		DFND	2	0	0	35,096
HARTFORD FINL SVCS GROUP INC	COM	416515104	864,807	7,905	SH		DFND	2	0	0	7,905
HCA HOLDINGS INC	COM	40412C101	6,905,021	23,005	SH		DFND	1	23,005	0	23,005
HCA HOLDINGS INC	COM	40412C101	2,069,055	6,893	SH		DFND	2	0	0	6,893
HERSHEY CO	COM	427866108	1,250,142	7,382	SH		DFND	1	7,382	0	7,382
HERSHEY CO	COM	427866108	400,614	2,366	SH		DFND	2	0	0	2,366
HESS CORP	COM	42809H107	321,464	2,417	SH		DFND	2	0	0	2,417
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	323,487	15,152	SH		DFND	2	0	0	15,152
HILTON WORLDWIDE HLDGS INC	COM	43300A203	236,779	958	SH		DFND	2	0	0	958
HOLOGIC INC	COM	436440101	249,359	3,459	SH		DFND	2	0	0	3,459
HOME DEPOT INC	COM	437076102	8,938,049	22,978	SH		DFND	1	22,978	0	22,978
HOME DEPOT INC	COM	437076102	29,534,215	75,925	SH		DFND	2	0	0	75,925
HONEYWELL INTL INC	COM	438516106	1,102,795	4,882	SH		DFND	1	4,882	0	4,882
HONEYWELL INTL INC	COM	438516106	19,946,314	88,301	SH		DFND	2	0	0	88,301
HOST HOTELS & RESORTS INC	COM	44107P104	3,687,061	210,449	SH		DFND	1	210,449	0	210,449
HP INC	COM	40434L105	472,683	14,486	SH		DFND	2	0	0	14,486
HUBBELL INC	COM	443510607	3,518,939	8,401	SH		DFND	2	0	0	8,401
HUNTINGTON BANCSHARES INC	COM	446150104	558,744	34,342	SH		DFND	2	0	0	34,342
IDEXX LABS INC	COM	45168D104	377,884	914	SH		DFND	2	0	0	914
ILLINOIS TOOL WKS INC	COM	452308109	374,001	1,475	SH		DFND	1	1,475	0	1,475
ILLINOIS TOOL WKS INC	COM	452308109	641,364	2,529	SH		DFND	2	0	0	2,529
ILLUMINA INC	COM	452327109	205,256	1,536	SH		DFND	2	0	0	1,536
INSULET CORP	COM	45784P101	341,480	1,308	SH		DFND	2	0	0	1,308
INTEL CORP	COM	458140100	279,397	13,935	SH		DFND	1	13,935	0	13,935
INTEL CORP	COM	458140100	402,416	20,071	SH		DFND	2	0	0	20,071
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	253,466	1,701	SH		DFND	1	1,701	0	1,701
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,422,943	9,549	SH		DFND	2	0	0	9,549
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,860,641	8,464	SH		DFND	1	8,464	0	8,464
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,538,145	6,997	SH		DFND	2	0	0	6,997
INTUIT	COM	461202103	2,077,193	3,305	SH		DFND	1	3,305	0	3,305
INTUIT	COM	461202103	6,792,127	10,807	SH		DFND	2	0	0	10,807
INTUITIVE SURGICAL INC	COM NEW	46120E602	444,710	852	SH		DFND	1	852	0	852
INTUITIVE SURGICAL INC	COM NEW	46120E602	4,602,121	8,817	SH		DFND	2	0	0	8,817
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	15,077,467	71,644	SH		DFND	2	0	0	71,644
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	1,015,237	22,186	SH		DFND	2	0	0	22,186
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	210,276	1,200	SH		DFND	1	1,200	0	1,200
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	231,321	3,451	SH		DFND	2	0	0	3,451
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	7,827,090	74,629	SH		DFND	2	0	0	74,629
INVESCO EXCHANGE TRADED FD T	S&P500 PUR GWT	46137V266	711,995	17,256	SH		DFND	2	0	0	17,256
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	5,460,778	119,075	SH		DFND	2	0	0	119,075
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 PR	46137V217	264,920	5,471	SH		DFND	2	0	0	5,471
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	214,885	4,301	SH		DFND	2	0	0	4,301
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	335,462	23,056	SH		DFND	2	0	0	23,056
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	2,120,136	12,099	SH		DFND	2	0	0	12,099
INVESCO EXCHNG TRADED FD TR	S&P500 LOW VOL	46138E354	793,623	11,337	SH		DFND	2	0	0	11,337
INVESCO QQQ TR	UNIT SER 1	46090E103	1,177,874	2,304	SH		DFND	1	2,304	0	2,304
INVESCO QQQ TR	UNIT SER 1	46090E103	62,658,796	122,565	SH		DFND	2	0	0	122,565
IQVIA HLDGS INC	COM	46266C105	554,158	2,820	SH		DFND	2	0	0	2,820
ISHARES	RUS TP200 GR ETF	464289438	787,493	3,347	SH		DFND	2	0	0	3,347
ISHARES	EM MK MINVOL ETF	464286533	874,754	15,085	SH		DFND	2	0	0	15,085
ISHARES	MSCI FRNTR100ETF	464286145	542,149	19,976	SH		DFND	2	0	0	19,976
ISHARES GOLD TR	ISHARES	464285204	632,490	12,775	SH		DFND	1	12,775	0	12,775
ISHARES GOLD TR	ISHARES	464285204	610,805	12,337	SH		DFND	2	0	0	12,337
ISHARES INC	CORE MSCI EMKT	46434G103	20,495,619	392,486	SH		DFND	1	392,361	0	392,486
ISHARES INC	CORE MSCI EMKT	46434G103	58,548,650	1,121,192	SH		DFND	2	0	0	1,121,192
ISHARES INC	ESG MSCI EM ETF	46434G863	1,261,519	37,781	SH		DFND	2	0	0	37,781
ISHARES INC	MSCI JPN ETF	46434G822	210,541	3,138	SH		DFND	2	0	0	3,138
ISHARES TR	CORE US TR BD	46429B267	351,640	15,302	SH		DFND	1	15,302	0	15,302
ISHARES TR	CORE HIGH DV ETF	46429B663	300,632	2,678	SH		DFND	1	2,678	0	2,678
ISHARES TR	CORE DIV GRWTH	46434V621	356,569	5,813	SH		DFND	1	5,813	0	5,813
ISHARES TR	1-3 YR TR BD ETF	464287457	4,134,825	50,437	SH		DFND	1	50,437	0	50,437
ISHARES TR	AGENCY BOND ETF	464288166	491,002	4,548	SH		DFND	1	4,548	0	4,548
ISHARES TR	SHRT NAT MUN ETF	464288158	13,022,244	123,457	SH		DFND	1	123,457	0	123,457
ISHARES TR	MSCI EMG MKT ETF	464287234	847,691	20,270	SH		DFND	1	20,270	0	20,270
ISHARES TR	MSCI EAFE ETF	464287465	16,329,265	215,967	SH		DFND	1	215,967	0	215,967
ISHARES TR	JP MOR EM MK ETF	464288281	936,523	10,518	SH		DFND	1	10,518	0	10,518
ISHARES TR	IBOXX INV CP ETF	464287242	2,790,661	26,120	SH		DFND	1	25,896	0	26,120
ISHARES TR	CORE US AGGBD ET	464287226	1,936,934	19,989	SH		DFND	1	19,989	0	19,989
ISHARES TR	NATIONAL MUN ETF	464288414	8,548,187	80,227	SH		DFND	1	80,227	0	80,227
ISHARES TR	CORE MSCI EAFE	46432F842	33,624,482	478,436	SH		DFND	1	478,436	0	478,436
ISHARES TR	ESG MSCI EAFE	46435G516	264,663	3,476	SH		DFND	1	3,476	0	3,476
ISHARES TR	S&P 500 VAL ETF	464287408	575,694	3,016	SH		DFND	1	3,016	0	3,016
ISHARES TR	ESG AWR US AGRGT	46435U549	450,979	9,711	SH		DFND	1	9,711	0	9,711
ISHARES TR	RUSSELL 3000 ETF	464287689	2,128,838	6,369	SH		DFND	1	6,369	0	6,369
ISHARES TR	SELECT DIVID ETF	464287168	1,088,132	8,288	SH		DFND	1	8,288	0	8,288
ISHARES TR	S&P 500 GRWT ETF	464287309	2,128,373	20,963	SH		DFND	1	20,963	0	20,963
ISHARES TR	CORE S&P500 ETF	464287200	29,804,280	50,629	SH		DFND	1	50,629	0	50,629
ISHARES TR	RUS 1000 ETF	464287622	293,166	910	SH		DFND	1	910	0	910
ISHARES TR	USA MIN VOL ETF	46429B697	2,347,608	26,440	SH		DFND	1	26,440	0	26,440
ISHARES TR	RUSSELL 2000 ETF	464287655	4,230,721	19,147	SH		DFND	1	19,147	0	19,147
ISHARES TR	RUS 1000 GRW ETF	464287614	667,426	1,662	SH		DFND	1	1,662	0	1,662
ISHARES TR	CORE S&P SCP ETF	464287804	2,030,983	17,627	SH		DFND	1	17,627	0	17,627
ISHARES TR	RUS MID-CAP ETF	464287499	2,011,277	22,752	SH		DFND	1	22,752	0	22,752
ISHARES TR	CORE S&P MCP ETF	464287507	70,264,806	1,127,665	SH		DFND	1	1,127,470	0	1,127,665
ISHARES TR	EAFE GRWTH ETF	464288885	345,683	3,570	SH		DFND	1	3,570	0	3,570
ISHARES TR	IBOXX INV CP ETF	464287242	3,706,892	34,696	SH		DFND	2	0	0	34,696
ISHARES TR	SHRT TRS BD ETF	464288679	284,744	2,586	SH		DFND	2	0	0	2,586
ISHARES TR	RUS 1000 ETF	464287622	5,702,595	17,701	SH		DFND	2	0	0	17,701
ISHARES TR	EAFE SML CP ETF	464288273	2,048,008	33,712	SH		DFND	2	0	0	33,712
ISHARES TR	CONV BD ETF	46435G102	274,538	3,231	SH		DFND	2	0	0	3,231
ISHARES TR	EAFE VALUE ETF	464288877	332,382	6,335	SH		DFND	2	0	0	6,335
ISHARES TR	JP MOR EM MK ETF	464288281	4,121,706	46,290	SH		DFND	2	0	0	46,290
ISHARES TR	RUS MID-CAP ETF	464287499	2,749,670	31,105	SH		DFND	2	0	0	31,105
ISHARES TR	U.S. MED DVC ETF	464288810	2,178,909	37,342	SH		DFND	2	0	0	37,342
ISHARES TR	INTRM GOV/CR ETF	464288612	2,205,834	21,163	SH		DFND	2	0	0	21,163
ISHARES TR	S&P MC 400GR ETF	464287606	4,530,251	49,821	SH		DFND	2	0	0	49,821
ISHARES TR	RUSEL 2500 ETF	46435G268	255,204	3,753	SH		DFND	2	0	0	3,753
ISHARES TR	EXPONEN TECHNO	46434V381	264,339	4,431	SH		DFND	2	0	0	4,431
ISHARES TR	U.S. TECH ETF	464287721	2,479,856	15,546	SH		DFND	2	0	0	15,546
ISHARES TR	IBOXX HI YD ETF	464288513	365,946	4,653	SH		DFND	2	0	0	4,653
ISHARES TR	NASDQ BIOTEC ETF	464287556	368,781	2,789	SH		DFND	2	0	0	2,789
ISHARES TR	USA MIN VOL ETF	46429B697	21,992,029	247,686	SH		DFND	2	0	0	247,686
ISHARES TR	1-3 YR TR BD ETF	464287457	223,805	2,730	SH		DFND	2	0	0	2,730
ISHARES TR	NA TEC-SFTWR ETF	464287515	397,491	3,970	SH		DFND	2	0	0	3,970
ISHARES TR	INTL SEL DIV ETF	464288448	216,228	7,897	SH		DFND	2	0	0	7,897
ISHARES TR	S&P MC 400VL ETF	464287705	1,056,142	8,452	SH		DFND	2	0	0	8,452
ISHARES TR	ESG MSCI USA ETF	46435G425	450,334	3,496	SH		DFND	2	0	0	3,496
ISHARES TR	EAFE MIN VOL ETF	46429B689	1,016,104	14,370	SH		DFND	2	0	0	14,370
ISHARES TR	GLOBAL ENERG ETF	464287341	464,557	12,168	SH		DFND	2	0	0	12,168
ISHARES TR	RUSSELL 3000 ETF	464287689	15,732,225	47,067	SH		DFND	2	0	0	47,067
ISHARES TR	U.S. CNSM SV ETF	464287580	471,951	4,909	SH		DFND	2	0	0	4,909
ISHARES TR	EUROPE ETF	464287861	209,060	4,016	SH		DFND	2	0	0	4,016
ISHARES TR	S&P 500 GRWT ETF	464287309	18,075,156	178,028	SH		DFND	2	0	0	178,028
ISHARES TR	S&P 500 VAL ETF	464287408	11,759,058	61,604	SH		DFND	2	0	0	61,604
ISHARES TR	CORE S&P SCP ETF	464287804	20,004,323	173,618	SH		DFND	2	0	0	173,618
ISHARES TR	MSCI KLD400 SOC	464288570	1,109,781	10,066	SH		DFND	2	0	0	10,066
ISHARES TR	MSCI EAFE ETF	464287465	22,179,529	293,341	SH		DFND	2	0	0	293,341
ISHARES TR	SHRT NAT MUN ETF	464288158	23,191,770	219,869	SH		DFND	2	0	0	219,869
ISHARES TR	CALIF MUN BD ETF	464288356	206,357	3,603	SH		DFND	2	0	0	3,603
ISHARES TR	CORE MSCI EURO	46434V738	204,456	3,788	SH		DFND	2	0	0	3,788
ISHARES TR	EAFE GRWTH ETF	464288885	874,965	9,036	SH		DFND	2	0	0	9,036
ISHARES TR	RUSSELL 2000 ETF	464287655	82,958,794	375,447	SH		DFND	2	0	0	375,447
ISHARES TR	CORE US GRW ETF	464287671	92,888,941	666,587	SH		DFND	2	0	0	666,587
ISHARES TR	CORE MSCI EAFE	46432F842	119,513,506	1,700,534	SH		DFND	2	0	0	1,700,534
ISHARES TR	CORE S&P MCP ETF	464287507	121,134,949	1,944,069	SH		DFND	2	0	0	1,944,069
ISHARES TR	CORE S&P500 ETF	464287200	224,038,869	380,578	SH		DFND	2	0	0	380,578
ISHARES TR	SP SMCP600VL ETF	464287879	747,732	6,885	SH		DFND	2	0	0	6,885
ISHARES TR	SP SMCP600GR ETF	464287887	760,846	5,620	SH		DFND	2	0	0	5,620
ISHARES TR	CORE S&P TTL STK	464287150	516,667	4,017	SH		DFND	2	0	0	4,017
ISHARES TR	RUS 1000 VAL ETF	464287598	7,667,355	41,416	SH		DFND	2	0	0	41,416
ISHARES TR	MSCI USA QLT FAC	46432F339	389,840	2,189	SH		DFND	2	0	0	2,189
ISHARES TR	S&P 100 ETF	464287101	6,418,205	22,220	SH		DFND	2	0	0	22,220
ISHARES TR	RUS MDCP VAL ETF	464287473	246,831	1,908	SH		DFND	2	0	0	1,908
ISHARES TR	U.S. PFD STK ETF	464288687	1,790,650	56,955	SH		DFND	2	0	0	56,955
ISHARES TR	RUS 2000 GRW ETF	464287648	1,765,604	6,134	SH		DFND	2	0	0	6,134
ISHARES TR	CORE HIGH DV ETF	46429B663	6,948,783	61,899	SH		DFND	2	0	0	61,899
ISHARES TR	CORE US AGGBD ET	464287226	6,985,241	72,087	SH		DFND	2	0	0	72,087
ISHARES TR	HDG MSCI EAFE	46434V803	1,549,833	44,599	SH		DFND	2	0	0	44,599
ISHARES TR	U.S. INDS ETF	464287754	395,324	2,961	SH		DFND	2	0	0	2,961
ISHARES TR	SELECT DIVID ETF	464287168	7,107,773	54,138	SH		DFND	2	0	0	54,138
ISHARES TR	RUS 2000 VAL ETF	464287630	963,095	5,866	SH		DFND	2	0	0	5,866
ISHARES TR	RUS 1000 GRW ETF	464287614	13,527,078	33,685	SH		DFND	2	0	0	33,685
ISHARES TR	U.S. CNSM GD ETF	464287812	305,455	4,657	SH		DFND	2	0	0	4,657
ISHARES TR	MSCI EMG MKT ETF	464287234	11,191,002	267,599	SH		DFND	2	0	0	267,599
ISHARES TR	CORE MSCI INTL	46435G326	9,985,412	154,885	SH		DFND	2	0	0	154,885
ISHARES TR	ESG MSCI USA SML	46435U663	7,987,379	189,950	SH		DFND	2	0	0	189,950
ISHARES TR	NATIONAL MUN ETF	464288414	8,756,002	82,177	SH		DFND	2	0	0	82,177
ISHARES TR	MSCI ACWI ETF	464288257	1,223,625	10,414	SH		DFND	2	0	0	10,414
ISHARES TR	ESG MSCI EAFE	46435G516	11,010,221	144,605	SH		DFND	2	0	0	144,605
ISHARES TR	US HLTHCARE ETF	464287762	1,185,726	20,349	SH		DFND	2	0	0	20,349
ISHARES TR	3-7 YR TR BD ETF	464288661	239,100	2,069	SH		DFND	2	0	0	2,069
ISHARES TR	RUS MD CP GR ETF	464287481	410,375	3,238	SH		DFND	2	0	0	3,238
ISHARES TR	ESG AWR US AGRGT	46435U549	411,594	8,863	SH		DFND	2	0	0	8,863
J P MORGAN EXCHANGE TRADED	ULTRA SHT MUNCPL	46641Q654	207,678	4,095	SH		DFND	2	0	0	4,095
J P MORGAN EXCHANGE TRADED F	INFLATION MANAGE	46654Q104	636,491	13,600	SH		DFND	2	0	0	13,600
J P MORGAN EXCHANGE-TRADED F	EQUITY PREMIUM	46641Q332	1,286,544	22,363	SH		DFND	2	0	0	22,363
JOHNSON & JOHNSON	COM	478160104	9,033,775	62,466	SH		DFND	1	62,466	0	62,466
JOHNSON & JOHNSON	COM	478160104	13,755,086	95,112	SH		DFND	2	0	0	95,112
JOHNSON CTLS INTL PLC	SHS	G51502105	248,661	3,150	SH		DFND	2	0	0	3,150
JP MORGAN EXCHANGE TRADED FD	ULTRA SHRT INC	46641Q837	14,762,933	293,090	SH		DFND	2	0	0	293,090
JPMORGAN CHASE & CO	COM	46625H100	23,716,598	98,939	SH		DFND	1	98,939	0	98,939
JPMORGAN CHASE & CO	COM	46625H100	54,300,245	226,525	SH		DFND	2	0	0	226,525
KENVUE INC	COM	49177J102	228,935	10,723	SH		DFND	2	0	0	10,723
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	261,666	1,629	SH		DFND	2	0	0	1,629
KIMBERLY CLARK CORP	COM	494368103	297,006	2,267	SH		DFND	2	0	0	2,267
KINDER MORGAN INC DEL	COM	49456B101	214,487	7,828	SH		DFND	1	7,828	0	7,828
KINDER MORGAN INC DEL	COM	49456B101	474,277	17,309	SH		DFND	2	0	0	17,309
KKR & CO INC	CL A	48251W104	3,716,742	25,128	SH		DFND	2	0	0	25,128
KLA-TENCOR CORP	COM	482480100	541,685	860	SH		DFND	2	0	0	860
KROGER CO	COM	501044101	745,344	12,189	SH		DFND	2	0	0	12,189
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,423,175	6,768	SH		DFND	1	6,768	0	6,768
L3HARRIS TECHNOLOGIES INC	COM	502431109	449,908	2,140	SH		DFND	2	0	0	2,140
LAM RESEARCH CORP	COM NEW	512807306	705,124	9,762	SH		DFND	2	0	0	9,762
LEGALZOOM COM INC	COM	52466B103	4,095,984	545,404	SH		DFND	2	0	0	545,404
LENDINGCLUB CORP	COM	52603A208	341,933	21,120	SH		DFND	2	0	0	21,120
LILLY ELI & CO	COM	532457108	18,168,651	23,535	SH		DFND	1	23,535	0	23,535
LILLY ELI & CO	COM	532457108	23,555,338	30,512	SH		DFND	2	0	0	30,512
LINDE PLC	SHS	G54950103	9,018,594	21,541	SH		DFND	1	21,541	0	21,541
LINDE PLC	SHS	G54950103	6,152,077	14,694	SH		DFND	2	0	0	14,694
LOCKHEED MARTIN CORP	COM	539830109	298,853	615	SH		DFND	1	615	0	615
LOCKHEED MARTIN CORP	COM	539830109	11,198,628	23,045	SH		DFND	2	0	0	23,045
LOWES COS INC	COM	548661107	1,854,949	7,516	SH		DFND	1	7,516	0	7,516
LOWES COS INC	COM	548661107	3,385,825	13,719	SH		DFND	2	0	0	13,719
LUCID GROUP INC	COM	549498103	31,743	10,511	SH		DFND	2	0	0	10,511
LULULEMON ATHLETICA INC	COM	550021109	415,680	1,087	SH		DFND	2	0	0	1,087
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	380,163	5,119	SH		DFND	2	0	0	5,119
M & T BK CORP	COM	55261F104	404,016	2,149	SH		DFND	2	0	0	2,149
MARATHON PETE CORP	COM	56585A102	2,755,740	19,754	SH		DFND	2	0	0	19,754
MARKEL CORP	COM	570535104	545,489	316	SH		DFND	2	0	0	316
MARRIOTT INTL INC NEW	CL A	571903202	9,498,531	34,052	SH		DFND	1	34,052	0	34,052
MARRIOTT INTL INC NEW	CL A	571903202	2,775,563	9,950	SH		DFND	2	0	0	9,950
MARSH & MCLENNAN COS INC	COM	571748102	768,924	3,620	SH		DFND	1	3,620	0	3,620
MARSH & MCLENNAN COS INC	COM	571748102	946,798	4,457	SH		DFND	2	0	0	4,457
MARVELL TECHNOLOGY INC	COM	573874104	1,516,801	13,733	SH		DFND	2	0	0	13,733
MASTERCARD INC	CL A	57636Q104	1,331,169	2,528	SH		DFND	1	2,528	0	2,528
MASTERCARD INC	CL A	57636Q104	5,802,273	11,019	SH		DFND	2	0	0	11,019
MCDONALDS CORP	COM	580135101	2,540,016	8,762	SH		DFND	1	8,762	0	8,762
MCDONALDS CORP	COM	580135101	5,069,249	17,487	SH		DFND	2	0	0	17,487
MCKESSON CORP	COM	58155Q103	2,412,198	4,233	SH		DFND	2	0	0	4,233
MEDTRONIC PLC	SHS	G5960L103	1,129,207	14,136	SH		DFND	2	0	0	14,136
MERCK & CO INC NEW	COM	58933Y105	13,064,423	131,327	SH		DFND	1	131,327	0	131,327
MERCK & CO INC NEW	COM	58933Y105	9,947,512	99,995	SH		DFND	2	0	0	99,995
METLIFE INC	COM	59156R108	210,513	2,571	SH		DFND	1	2,571	0	2,571
METLIFE INC	COM	59156R108	1,299,122	15,866	SH		DFND	2	0	0	15,866
METTLER TOLEDO INTERNATIONAL	COM	592688105	329,170	269	SH		DFND	2	0	0	269
MICROCHIP TECHNOLOGY INC	COM	595017104	636,844	11,105	SH		DFND	2	0	0	11,105
MICRON TECHNOLOGY INC	COM	595112103	574,848	6,830	SH		DFND	2	0	0	6,830
MICROSOFT CORP	COM	594918104	66,210,177	157,082	SH		DFND	1	157,082	0	157,082
MICROSOFT CORP	COM	594918104	123,055,235	291,946	SH		DFND	2	0	0	291,946
MICROSTRATEGY INC	CL A NEW	594972408	233,723	807	SH		DFND	2	0	0	807
MONDELEZ INTL INC	CL A	609207105	334,787	5,605	SH		DFND	1	5,605	0	5,605
MONDELEZ INTL INC	CL A	609207105	2,047,504	34,279	SH		DFND	2	0	0	34,279
MONEYLION INC	CL A	60938K304	309,636	3,600	SH		DFND	2	0	0	3,600
MONOLITHIC PWR SYS INC	COM	609839105	221,302	374	SH		DFND	2	0	0	374
MOODYS CORP	COM	615369105	473,843	1,001	SH		DFND	1	1,001	0	1,001
MOODYS CORP	COM	615369105	1,241,670	2,623	SH		DFND	2	0	0	2,623
MORGAN STANLEY	COM NEW	617446448	797,191	6,341	SH		DFND	1	6,341	0	6,341
MORGAN STANLEY	COM NEW	617446448	6,119,872	48,679	SH		DFND	2	0	0	48,679
MOTOROLA SOLUTIONS INC	COM NEW	620076307	312,005	675	SH		DFND	1	675	0	675
MOTOROLA SOLUTIONS INC	COM NEW	620076307	3,229,762	6,987	SH		DFND	2	0	0	6,987
MPLX LP	COM UNIT REP LTD	55336V100	362,204	7,568	SH		DFND	2	0	0	7,568
MSCI INC	COM	55354G100	1,140,076	1,900	SH		DFND	2	0	0	1,900
NANO NUCLEAR ENERGY INC	COM	63010H108	22,405,500	900,000	SH		DFND	2	0	0	900,000
NASDAQ INC	COM	631103108	208,443	2,696	SH		DFND	2	0	0	2,696
NERDY INC	CL A COM	64081V109	251,100	155,000	SH		DFND	2	0	0	155,000
NETAPP INC	COM	64110D104	4,863,874	41,901	SH		DFND	1	41,901	0	41,901
NETAPP INC	COM	64110D104	1,723,988	14,852	SH		DFND	2	0	0	14,852
NETFLIX INC	COM	64110L106	448,334	503	SH		DFND	1	503	0	503
NETFLIX INC	COM	64110L106	6,040,476	6,777	SH		DFND	2	0	0	6,777
NEW FORTRESS ENERGY INC	COM CL A	644393100	198,571	13,133	SH		DFND	2	0	0	13,133
NEWMONT MINING CORP	COM	651639106	3,264,505	87,708	SH		DFND	1	87,708	0	87,708
NEWMONT MINING CORP	COM	651639106	1,461,485	39,266	SH		DFND	2	0	0	39,266
NEXTERA ENERGY INC	COM	65339F101	10,156,104	141,667	SH		DFND	1	141,667	0	141,667
NEXTERA ENERGY INC	COM	65339F101	4,012,547	55,971	SH		DFND	2	0	0	55,971
NIKE INC	CL B	654106103	904,938	11,959	SH		DFND	1	11,959	0	11,959
NIKE INC	CL B	654106103	2,295,767	30,339	SH		DFND	2	0	0	30,339
NITED PARCEL SERVICE INC	CL B	911312106	1,151,545	9,132	SH		DFND	1	9,132	0	9,132
NITED PARCEL SERVICE INC	CL B	911312106	830,631	6,587	SH		DFND	2	0	0	6,587
NORFOLK SOUTHERN CORP	COM	655844108	303,702	1,294	SH		DFND	1	1,294	0	1,294
NORFOLK SOUTHERN CORP	COM	655844108	926,334	3,947	SH		DFND	2	0	0	3,947
NORTHROP GRUMMAN CORP	COM	666807102	779,960	1,662	SH		DFND	1	1,662	0	1,662
NORTHROP GRUMMAN CORP	COM	666807102	3,253,151	6,932	SH		DFND	2	0	0	6,932
NOVO-NORDISK A S	ADR	670100205	1,217,527	14,154	SH		DFND	1	14,154	0	14,154
NU HLDGS LTD	ORD SHS CL A	G6683N103	685,190	66,138	SH		DFND	2	0	0	66,138
NUCOR CORP	COM	670346105	561,378	4,810	SH		DFND	2	0	0	4,810
NVIDIA CORP	COM	67066G104	48,114,313	358,287	SH		DFND	1	358,287	0	358,287
NVIDIA CORP	COM	67066G104	137,300,768	1,022,420	SH		DFND	2	0	0	1,022,420
NXP SEMICONDUCTORS N V	COM	N6596X109	724,384	3,485	SH		DFND	2	0	0	3,485
O REILLY AUTOMOTIVE INC NEW	COM	67103H107	1,274,735	1,075	SH		DFND	2	0	0	1,075
OKTA INC	CL A	679295105	1,151,898	14,618	SH		DFND	2	0	0	14,618
OLD DOMINION FGHT LINES INC	COM	679580100	376,466	2,134	SH		DFND	2	0	0	2,134
OMNICOM GROUP INC	COM	681919106	336,354	3,909	SH		DFND	2	0	0	3,909
ONEOK INC NEW	COM	682680103	1,293,149	12,880	SH		DFND	2	0	0	12,880
ORACLE CORP	COM	68389X105	11,887,414	71,336	SH		DFND	1	71,336	0	71,336
ORACLE CORP	COM	68389X105	19,855,859	119,154	SH		DFND	2	0	0	119,154
OTIS WORLDWIDE CORP	COM	68902V107	227,575	2,457	SH		DFND	2	0	0	2,457
OWL ROCK CAPITAL CORPORATION	COM	69121K104	1,288,753	85,235	SH		DFND	1	85,235	0	85,235
PACCAR INC	COM	693718108	434,855	4,180	SH		DFND	2	0	0	4,180
PALANTIR TECHNOLOGIES INC	CL A	69608A108	548,771	7,256	SH		DFND	2	0	0	7,256
PALO ALTO NETWORKS INC	COM	697435105	415,233	2,282	SH		DFND	1	2,282	0	2,282
PALO ALTO NETWORKS INC	COM	697435105	3,322,408	18,259	SH		DFND	2	0	0	18,259
PAR TECHNOLOGY CORP	COM	698884103	233,271	3,210	SH		DFND	2	0	0	3,210
PARKER HANNIFIN CORP	COM	701094104	619,493	974	SH		DFND	1	974	0	974
PARKER HANNIFIN CORP	COM	701094104	18,326,793	28,814	SH		DFND	2	0	0	28,814
PAYCHEX INC	COM	704326107	437,535	3,120	SH		DFND	2	0	0	3,120
PAYCOM SOFTWARE INC	COM	70432V102	366,589	1,789	SH		DFND	2	0	0	1,789
PAYONEER GLOBAL INC	COM	70451X104	170,680	17,000	SH		DFND	2	0	0	17,000
PAYPAL HLDGS INC	COM	70450Y103	417,105	4,887	SH		DFND	1	4,887	0	4,887
PAYPAL HLDGS INC	COM	70450Y103	1,058,937	12,407	SH		DFND	2	0	0	12,407
PELOTON INTERACTIVE INC	CL A COM	70614W100	101,468	11,663	SH		DFND	2	0	0	11,663
PEPSICO INC	COM	713448108	4,440,304	29,201	SH		DFND	1	29,201	0	29,201
PEPSICO INC	COM	713448108	23,733,772	156,082	SH		DFND	2	0	0	156,082
PERSPECTIVE THERAPEUTICS INC	COM NEW	46489V302	159,500	50,000	SH		DFND	2	0	0	50,000
PFIZER INC	COM	717081103	1,138,402	42,910	SH		DFND	1	42,910	0	42,910
PFIZER INC	COM	717081103	7,740,214	291,753	SH		DFND	2	0	0	291,753
PHILIP MORRIS INTL INC	COM	718172109	1,876,552	15,592	SH		DFND	2	0	0	15,592
PHILLIPS 66	COM	718546104	483,835	4,247	SH		DFND	2	0	0	4,247
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	746,810	7,443	SH		DFND	2	0	0	7,443
PINTEREST INC	CL A	72352L106	243,165	8,385	SH		DFND	2	0	0	8,385
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	186,172	10,900	SH		DFND	2	0	0	10,900
PNC FINL SVCS GROUP INC	COM	693475105	2,258,274	11,710	SH		DFND	1	11,710	0	11,710
PNC FINL SVCS GROUP INC	COM	693475105	1,118,956	5,802	SH		DFND	2	0	0	5,802
PORCH GROUP INC	COM	733245104	1,476,000	300,000	SH		DFND	2	0	0	300,000
PPG INDS INC	COM	693506107	848,573	7,104	SH		DFND	1	7,104	0	7,104
PPG INDS INC	COM	693506107	1,771,416	14,830	SH		DFND	2	0	0	14,830
PRICE T ROWE GROUP INC	COM	74144T108	233,757	2,067	SH		DFND	1	2,067	0	2,067
PROCTER & GAMBLE CO	COM	742718109	68,222,820	406,936	SH		DFND	1	406,936	0	406,936
PROCTER & GAMBLE CO	COM	742718109	29,690,879	177,100	SH		DFND	2	0	0	177,100
PROGRESSIVE CORP OHIO	COM	743315103	1,389,498	5,799	SH		DFND	1	5,799	0	5,799
PROGRESSIVE CORP OHIO	COM	743315103	2,507,794	10,466	SH		DFND	2	0	0	10,466
PROSHARES TR	S&P 500 DV ARIST	74348A467	232,464	2,335	SH		DFND	2	0	0	2,335
PRUDENTIAL FINL INC	COM	744320102	470,374	3,968	SH		DFND	2	0	0	3,968
PUBLIC SVC ENTERPRISE GROUP	COM	744573106	247,930	2,934	SH		DFND	2	0	0	2,934
PURE STORAGE INC	CL A	74624M102	1,794,985	29,220	SH		DFND	2	0	0	29,220
PVH CORP	COM	693656100	466,044	4,407	SH		DFND	2	0	0	4,407
QUALCOMM INC	COM	747525103	4,692,477	30,546	SH		DFND	1	30,546	0	30,546
QUALCOMM INC	COM	747525103	1,628,664	10,602	SH		DFND	2	0	0	10,602
QUANTA SVCS INC	COM	74762E102	6,603,202	20,893	SH		DFND	1	20,893	0	20,893
QUANTA SVCS INC	COM	74762E102	10,344,008	32,729	SH		DFND	2	0	0	32,729
RALPH LAUREN CORP	CL A	751212101	3,013,852	13,048	SH		DFND	2	0	0	13,048
RAYMOND JAMES FINANCIAL INC	COM	754730109	5,549,393	35,726	SH		DFND	1	35,726	0	35,726
RAYMOND JAMES FINANCIAL INC	COM	754730109	1,954,306	12,582	SH		DFND	2	0	0	12,582
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,455,873	12,581	SH		DFND	1	12,581	0	12,581
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,635,966	22,779	SH		DFND	2	0	0	22,779
REGENERON PHARMACEUTICALS	COM	75886F107	200,877	282	SH		DFND	1	282	0	282
REGENERON PHARMACEUTICALS	COM	75886F107	691,672	971	SH		DFND	2	0	0	971
REPUBLIC SVCS INC	COM	760759100	1,071,245	5,325	SH		DFND	2	0	0	5,325
REVOLUTION MEDICINES INC	COM	76155X100	1,171,882	26,792	SH		DFND	2	0	0	26,792
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	134,968	10,148	SH		DFND	2	0	0	10,148
ROPER TECHNOLOGIES INC	COM	776696106	327,506	630	SH		DFND	1	630	0	630
ROPER TECHNOLOGIES INC	COM	776696106	542,905	1,044	SH		DFND	2	0	0	1,044
ROSS STORES INC	COM	778296103	391,022	2,585	SH		DFND	2	0	0	2,585
ROYAL CARIBBEAN CRUISES LTD	COM	V7780T103	414,806	1,798	SH		DFND	2	0	0	1,798
RPM INTL INC	COM	749685103	311,834	2,534	SH		DFND	1	2,534	0	2,534
S&P GLOBAL INC	COM	78409V104	470,638	945	SH		DFND	1	945	0	945
S&P GLOBAL INC	COM	78409V104	916,613	1,840	SH		DFND	2	0	0	1,840
SALESFORCE COM INC	COM	79466L302	7,686,296	22,990	SH		DFND	1	22,990	0	22,990
SALESFORCE COM INC	COM	79466L302	20,351,892	60,874	SH		DFND	2	0	0	60,874
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	3,976,058	19,510	SH		DFND	1	19,510	0	19,510
SCHEIN HENRY INC	COM	806407102	325,586	4,705	SH		DFND	1	4,705	0	4,705
SCHLUMBERGER LTD	COM	806857108	4,176,331	108,929	SH		DFND	1	108,929	0	108,929
SCHLUMBERGER LTD	COM	806857108	2,056,266	53,632	SH		DFND	2	0	0	53,632
SCHWAB CHARLES CORP NEW	COM	808513105	5,207,734	70,365	SH		DFND	1	70,365	0	70,365
SCHWAB CHARLES CORP NEW	COM	808513105	2,264,859	30,602	SH		DFND	2	0	0	30,602
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	447,747	16,066	SH		DFND	2	0	0	16,066
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,568,805	99,335	SH		DFND	2	0	0	99,335
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	580,193	25,030	SH		DFND	2	0	0	25,030
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	3,739,463	134,950	SH		DFND	2	0	0	134,950
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	908,115	40,005	SH		DFND	2	0	0	40,005
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	982,164	4,224	SH		DFND	1	4,224	0	4,224
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	802,443	9,537	SH		DFND	1	9,537	0	9,537
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	443,913	10,915	SH		DFND	1	10,915	0	10,915
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	201,815	2,356	SH		DFND	1	2,356	0	2,356
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	18,432,070	381,379	SH		DFND	2	0	0	381,379
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,394,577	6,216	SH		DFND	2	0	0	6,216
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,544,737	20,409	SH		DFND	2	0	0	20,409
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	1,845,075	21,540	SH		DFND	2	0	0	21,540
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	766,906	5,820	SH		DFND	2	0	0	5,820
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	31,795,297	136,742	SH		DFND	2	0	0	136,742
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	2,109,744	15,336	SH		DFND	2	0	0	15,336
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	551,464	6,554	SH		DFND	2	0	0	6,554
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	4,210,792	103,536	SH		DFND	2	0	0	103,536
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	2,799,525	35,613	SH		DFND	2	0	0	35,613
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	481,098	4,970	SH		DFND	2	0	0	4,970
SEMLER SCIENTIFIC INC	COM	81684M104	918,000	17,000	SH		DFND	2	0	0	17,000
SEMPRA ENERGY	COM	816851109	2,631,089	29,994	SH		DFND	2	0	0	29,994
SERVICENOW INC	COM	81762P102	5,777,468	5,450	SH		DFND	1	5,450	0	5,450
SERVICENOW INC	COM	81762P102	5,126,740	4,836	SH		DFND	2	0	0	4,836
SHERWIN WILLIAMS CO	COM	824348106	694,477	2,043	SH		DFND	1	2,043	0	2,043
SHERWIN WILLIAMS CO	COM	824348106	1,232,270	3,625	SH		DFND	2	0	0	3,625
SHOPIFY INC	CL A	82509L107	2,363,503	22,228	SH		DFND	2	0	0	22,228
SMURFIT WESTROCK PLC	SHS	G8267P108	622,886	11,565	SH		DFND	2	0	0	11,565
SNAP INC	CL A	83304A106	329,584	30,602	SH		DFND	2	0	0	30,602
SNOWFLAKE INC	CL A	833445109	3,598,216	23,303	SH		DFND	2	0	0	23,303
SOUTHERN CO	COM	842587107	501,740	6,095	SH		DFND	1	6,095	0	6,095
SOUTHERN CO	COM	842587107	1,186,811	14,417	SH		DFND	2	0	0	14,417
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	2,532,615	5,952	SH		DFND	2	0	0	5,952
SPDR GOLD TRUST	GOLD SHS	78463V107	4,559,792	18,832	SH		DFND	2	0	0	18,832
SPDR INDEX SHS FDS	S&P GBLINF ETF	78463X855	3,537,667	59,788	SH		DFND	2	0	0	59,788
SPDR S&P 500 ETF TR	TR UNIT	78462F103	57,718,917	98,483	SH		DFND	1	98,483	0	98,483
SPDR S&P 500 ETF TR	TR UNIT	78462F103	83,304,669	142,139	SH		DFND	2	0	0	142,139
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	21,217,425	37,251	SH		DFND	1	37,251	0	37,251
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	5,278,879	9,268	SH		DFND	2	0	0	9,268
SPDR SER TR	SP500 FOSL ETF	78468R796	1,502,280	31,200	SH		DFND	2	0	0	31,200
SPDR SER TR	SPDR RUSSEL 2000	78468R853	800,160	17,813	SH		DFND	2	0	0	17,813
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	859,575	6,507	SH		DFND	1	6,507	0	6,507
SPDR SERIES TRUST	DJ REIT ETF	78464A607	5,456,364	55,193	SH		DFND	2	0	0	55,193
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	1,855,070	14,043	SH		DFND	2	0	0	14,043
SPDR SERIES TRUST	RUSSELL 1000 ETF	78464A854	4,585,473	66,514	SH		DFND	2	0	0	66,514
SPDR SERIES TRUST	S&P 500 GROWTH	78464A409	25,522,874	290,363	SH		DFND	2	0	0	290,363
SPDR SERIES TRUST	S&P METALS MNG	78464A755	759,722	13,387	SH		DFND	2	0	0	13,387
SPDR SERIES TRUST	S&P 500 VALUE	78464A508	4,245,646	83,020	SH		DFND	2	0	0	83,020
SPDR SERIES TRUST	SM CAP COMPLETE	78464A847	965,825	17,660	SH		DFND	2	0	0	17,660
SPDR SERIES TRUST	S&P REGL BKG	78464A698	667,847	11,066	SH		DFND	2	0	0	11,066
SPDR SERIES TRUST	S&P BIOTECH	78464A870	346,367	3,846	SH		DFND	2	0	0	3,846
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	205,795	460	SH		DFND	2	0	0	460
SQUARE INC	CL A	852234103	320,497	3,771	SH		DFND	2	0	0	3,771
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	337,186	8,560	SH		DFND	2	0	0	8,560
STARBUCKS CORP	COM	855244109	217,905	2,388	SH		DFND	1	2,388	0	2,388
STARBUCKS CORP	COM	855244109	2,471,647	27,087	SH		DFND	2	0	0	27,087
STATE STR CORP	COM	857477103	1,080,597	11,010	SH		DFND	2	0	0	11,010
STERIS PLC	STERIS PLC	G8473T100	200,504	975	SH		DFND	2	0	0	975
STRYKER CORP	COM	863667101	308,563	857	SH		DFND	1	857	0	857
STRYKER CORP	COM	863667101	19,891,169	55,246	SH		DFND	2	0	0	55,246
SUNOCO LP	COM U REP LP	86765K109	238,642	4,639	SH		DFND	2	0	0	4,639
SYNCHRONY FINL	COM	87165B103	300,584	4,624	SH		DFND	2	0	0	4,624
SYNOPSYS INC	COM	871607107	215,985	445	SH		DFND	2	0	0	445
SYSCO CORP	COM	871829107	566,645	7,411	SH		DFND	1	7,411	0	7,411
SYSCO CORP	COM	871829107	4,730,870	61,874	SH		DFND	2	0	0	61,874
T MOBILE US INC	COM	872590104	6,314,379	28,607	SH		DFND	1	28,607	0	28,607
T MOBILE US INC	COM	872590104	4,254,782	19,276	SH		DFND	2	0	0	19,276
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	523,708	2,845	SH		DFND	2	0	0	2,845
TARGA RES CORP	COM	87612G101	254,184	1,424	SH		DFND	2	0	0	1,424
TARGET CORP	COM	87612E110	8,244,531	60,989	SH		DFND	1	60,989	0	60,989
TARGET CORP	COM	87612E110	3,327,745	24,617	SH		DFND	2	0	0	24,617
TE CONNECTIVITY PLC	ORD SHS	G87052109	413,039	2,889	SH		DFND	2	0	0	2,889
TELEFLEX INC	COM	879369106	208,877	1,174	SH		DFND	2	0	0	1,174
TERADYNE INC	COM	880770102	282,604	2,244	SH		DFND	2	0	0	2,244
TESLA MTRS INC	COM	88160R101	9,471,472	23,454	SH		DFND	1	23,454	0	23,454
TESLA MTRS INC	COM	88160R101	14,343,589	35,518	SH		DFND	2	0	0	35,518
TEXAS INSTRS INC	COM	882508104	3,624,756	19,331	SH		DFND	1	19,331	0	19,331
TEXAS INSTRS INC	COM	882508104	4,308,067	22,975	SH		DFND	2	0	0	22,975
TEXTRON INC	COM	883203101	3,597,602	47,034	SH		DFND	1	47,034	0	47,034
TEXTRON INC	COM	883203101	1,241,641	16,233	SH		DFND	2	0	0	16,233
THE TRADE DESK INC	COM CL A	88339J105	251,867	2,143	SH		DFND	2	0	0	2,143
THERMO FISHER SCIENTIFIC INC	COM	883556102	6,803,705	13,078	SH		DFND	1	13,078	0	13,078
THERMO FISHER SCIENTIFIC INC	COM	883556102	8,651,396	16,630	SH		DFND	2	0	0	16,630
TJX COS INC NEW	COM	872540109	8,921,232	73,845	SH		DFND	1	73,845	0	73,845
TJX COS INC NEW	COM	872540109	6,251,939	51,750	SH		DFND	2	0	0	51,750
TRACTOR SUPPLY CO	COM	892356106	397,154	7,485	SH		DFND	1	7,485	0	7,485
TRANE TECHNOLOGIES PLC	SHS	G8994E103	248,573	673	SH		DFND	1	673	0	673
TRANE TECHNOLOGIES PLC	SHS	G8994E103	712,254	1,928	SH		DFND	2	0	0	1,928
TRANSDIGM GROUP INC	COM	893641100	778,831	615	SH		DFND	2	0	0	615
TRAVELERS COMPANIES INC	COM	89417E113	6,058,596	25,151	SH		DFND	1	25,151	0	25,151
TRAVELERS COMPANIES INC	COM	89417E113	3,239,241	13,447	SH		DFND	2	0	0	13,447
TRUIST FINL CORP	COM	89832Q109	634,762	14,633	SH		DFND	2	0	0	14,633
TYLER TECHNOLOGIES INC	COM	902252105	219,123	380	SH		DFND	2	0	0	380
UBER TECHNOLOGIES INC	COM	90353T100	4,271,603	70,816	SH		DFND	1	70,816	0	70,816
UBER TECHNOLOGIES INC	COM	90353T100	3,113,176	51,611	SH		DFND	2	0	0	51,611
ULTA SALON COSMETCS & FRAG I	COM	90384S303	919,442	2,114	SH		DFND	2	0	0	2,114
UNION PAC CORP	COM	907818108	1,557,057	6,828	SH		DFND	1	6,828	0	6,828
UNION PAC CORP	COM	907818108	6,366,110	27,917	SH		DFND	2	0	0	27,917
UNITED RENTALS INC	COM	911363109	7,069,896	10,036	SH		DFND	1	10,036	0	10,036
UNITED RENTALS INC	COM	911363109	2,612,604	3,709	SH		DFND	2	0	0	3,709
UNITEDHEALTH GROUP INC	COM	91324P102	11,127,545	21,997	SH		DFND	1	21,997	0	21,997
UNITEDHEALTH GROUP INC	COM	91324P102	11,608,944	22,949	SH		DFND	2	0	0	22,949
US BANCORP DEL	COM NEW	902973304	2,764,335	57,795	SH		DFND	2	0	0	57,795
VALERO ENERGY CORP NEW	COM	91913Y100	455,535	3,716	SH		DFND	2	0	0	3,716
VANECK VECTORS ETF TR	GOLD MINERS ETF	92189F106	239,235	7,055	SH		DFND	1	7,055	0	7,055
VANECK VECTORS ETF TR	STEEL ETF	92189F205	413,149	7,067	SH		DFND	2	0	0	7,067
VANECK VECTORS ETF TR	AGRIBUSINESS ETF	92189F700	608,160	9,426	SH		DFND	2	0	0	9,426
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	293,517	3,072	SH		DFND	2	0	0	3,072
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	5,039,019	13,766	SH		DFND	2	0	0	13,766
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	1,344,330	17,989	SH		DFND	2	0	0	17,989
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	223,910	3,114	SH		DFND	2	0	0	3,114
VANGUARD BD INDEX FD INC	SHORT TRM BOND	921937827	2,800,118	36,238	SH		DFND	2	0	0	36,238
VANGUARD INDEX FDS	SMALL CP ETF	922908751	351,049	1,461	SH		DFND	1	1,461	0	1,461
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	695,834	2,401	SH		DFND	1	2,401	0	2,401
VANGUARD INDEX FDS	VALUE ETF	922908744	17,485,304	103,280	SH		DFND	1	103,191	0	103,280
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	46,133,451	85,621	SH		DFND	1	85,621	0	85,621
VANGUARD INDEX FDS	REIT ETF	922908553	15,511,411	174,129	SH		DFND	1	174,042	0	174,129
VANGUARD INDEX FDS	MID CAP ETF	922908629	884,836	3,350	SH		DFND	1	3,350	0	3,350
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,081,056	31,871	SH		DFND	2	0	0	31,871
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	999,401	3,569	SH		DFND	2	0	0	3,569
VANGUARD INDEX FDS	SMALL CP ETF	922908751	46,786,289	194,716	SH		DFND	2	0	0	194,716
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	858,497	5,307	SH		DFND	2	0	0	5,307
VANGUARD INDEX FDS	MID CAP ETF	922908629	50,217,609	190,125	SH		DFND	2	0	0	190,125
VANGUARD INDEX FDS	VALUE ETF	922908744	94,432,039	557,779	SH		DFND	2	0	0	557,779
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,790,401	37,233	SH		DFND	2	0	0	37,233
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	329,907,535	612,289	SH		DFND	2	0	0	612,289
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	671,881	3,390	SH		DFND	2	0	0	3,390
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	4,450,188	23,425	SH		DFND	2	0	0	23,425
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	8,562,854	31,750	SH		DFND	2	0	0	31,750
VANGUARD INDEX FDS	REIT ETF	922908553	32,667,616	366,722	SH		DFND	2	0	0	366,722
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	4,176,584	16,459	SH		DFND	2	0	0	16,459
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	6,021,677	104,889	SH		DFND	1	104,889	0	104,889
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,833,666	64,343	SH		DFND	1	64,343	0	64,343
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	2,662,148	22,660	SH		DFND	2	0	0	22,660
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	16,749,657	291,755	SH		DFND	2	0	0	291,755
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	17,234,364	391,334	SH		DFND	2	0	0	391,334
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	792,582	10,160	SH		DFND	1	10,160	0	10,160
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	308,221	6,798	SH		DFND	1	6,798	0	6,798
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	641,256	2,404	SH		DFND	2	0	0	2,404
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	2,535,305	55,918	SH		DFND	2	0	0	55,918
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	2,902,051	32,487	SH		DFND	2	0	0	32,487
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	2,747,237	35,216	SH		DFND	2	0	0	35,216
VANGUARD SPECIALIZED PORTFOL	DIV APP ETF	921908844	692,063	3,534	SH		DFND	1	3,534	0	3,534
VANGUARD SPECIALIZED PORTFOL	DIV APP ETF	921908844	15,608,236	79,703	SH		DFND	2	0	0	79,703
VANGUARD STAR FD	VG TL INTL STK F	921909768	417,657	7,087	SH		DFND	2	0	0	7,087
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	332,779	6,959	SH		DFND	1	6,959	0	6,959
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	33,728,811	705,329	SH		DFND	2	0	0	705,329
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	708,252	5,551	SH		DFND	1	5,551	0	5,551
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	2,068,741	16,214	SH		DFND	2	0	0	16,214
VANGUARD WORLD FD	ESG US STK ETF	921910733	810,700	7,729	SH		DFND	2	0	0	7,729
VANGUARD WORLD FDS	INF TECH ETF	92204A702	2,370,657	3,813	SH		DFND	2	0	0	3,813
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	202,454	1,078	SH		DFND	2	0	0	1,078
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,463,236	12,062	SH		DFND	2	0	0	12,062
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,176,052	4,636	SH		DFND	2	0	0	4,636
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	791,929	6,707	SH		DFND	2	0	0	6,707
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	283,586	1,735	SH		DFND	2	0	0	1,735
VANGUARD WORLD FDS	TELCOMM ETF	92204A884	898,542	5,799	SH		DFND	2	0	0	5,799
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	551,292	1,469	SH		DFND	2	0	0	1,469
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	315,922	1,242	SH		DFND	2	0	0	1,242
VEEVA SYS INC	CL A COM	922475108	651,144	3,097	SH		DFND	2	0	0	3,097
VERALTO CORP	COM SHS	92338C103	410,396	4,029	SH		DFND	2	0	0	4,029
VERISK ANALYTICS INC	COM	92345Y106	702,631	2,551	SH		DFND	2	0	0	2,551
VERITONE INC	COM	92347M100	89,354	27,242	SH		DFND	2	0	0	27,242
VERIZON COMMUNICATIONS INC	COM	92343V104	1,376,896	34,431	SH		DFND	1	34,431	0	34,431
VERIZON COMMUNICATIONS INC	COM	92343V104	1,888,800	47,232	SH		DFND	2	0	0	47,232
VERMILION ENERGY INC	COM	923725105	103,400	11,000	SH		DFND	2	0	0	11,000
VERTEX PHARMACEUTICALS INC	COM	92532F100	6,777,521	16,830	SH		DFND	1	16,830	0	16,830
VERTEX PHARMACEUTICALS INC	COM	92532F100	2,361,433	5,864	SH		DFND	2	0	0	5,864
VIATRIS INC	COM	92556V106	146,821	11,793	SH		DFND	2	0	0	11,793
VISA INC	COM CL A	92826C839	15,844,522	50,135	SH		DFND	1	50,135	0	50,135
VISA INC	COM CL A	92826C839	16,166,848	51,154	SH		DFND	2	0	0	51,154
VISTRA ENERGY CORP	COM	92840M102	2,002,928	14,528	SH		DFND	2	0	0	14,528
WAL-MART STORES INC	COM	931142103	9,009,393	99,717	SH		DFND	1	99,717	0	99,717
WAL-MART STORES INC	COM	931142103	7,986,843	88,399	SH		DFND	2	0	0	88,399
WARNER BROS DISCOVERY INC	COM SER A	934423104	124,018	11,733	SH		DFND	2	0	0	11,733
WASTE MGMT INC DEL	COM	94106L109	1,105,204	5,477	SH		DFND	1	5,477	0	5,477
WASTE MGMT INC DEL	COM	94106L109	1,001,892	4,965	SH		DFND	2	0	0	4,965
WATSCO INC	COM	942622200	1,563,264	3,299	SH		DFND	2	0	0	3,299
WEC ENERGY GROUP INC	COM	92939U106	572,327	6,086	SH		DFND	1	6,086	0	6,086
WEC ENERGY GROUP INC	COM	92939U106	216,080	2,298	SH		DFND	2	0	0	2,298
WELLS FARGO & CO NEW	COM	949746101	6,050,359	86,138	SH		DFND	1	86,138	0	86,138
WELLS FARGO & CO NEW	COM	949746101	5,476,685	77,971	SH		DFND	2	0	0	77,971
WEST PHARMACEUTICAL SVSC INC	COM	955306105	200,794	613	SH		DFND	2	0	0	613
WESTERN MIDSTREAM PARTNERS L	COM UNIT LP INT	958669103	221,741	5,770	SH		DFND	2	0	0	5,770
WILLIAMS COS INC DEL	COM	969457100	251,009	4,638	SH		DFND	1	4,638	0	4,638
WILLIAMS COS INC DEL	COM	969457100	1,418,709	26,214	SH		DFND	2	0	0	26,214
WILLIAMS SONOMA INC	COM	969904101	204,819	1,106	SH		DFND	2	0	0	1,106
WISDOMTREE TR	US QTLY DIV GRT	97717X669	380,047	4,696	SH		DFND	1	4,696	0	4,696
WISDOMTREE TR	MIDCAP DIVI FD	97717W505	419,024	8,221	SH		DFND	1	8,221	0	8,221
WISDOMTREE TR	LARGECAP DIVID	97717W307	297,867	3,829	SH		DFND	2	0	0	3,829
WISDOMTREE TR	US QTLY DIV GRT	97717X669	342,489	4,232	SH		DFND	2	0	0	4,232
WORKDAY INC	CL A	98138H101	1,093,273	4,237	SH		DFND	2	0	0	4,237
XCEL ENERGY INC	COM	98389B100	212,777	3,151	SH		DFND	2	0	0	3,151
XYLEM INC	COM	98419M100	431,944	3,723	SH		DFND	2	0	0	3,723
YUM BRANDS INC	COM	988498101	554,215	4,131	SH		DFND	1	4,131	0	4,131
YUM BRANDS INC	COM	988498101	877,929	6,544	SH		DFND	2	0	0	6,544
ZEBRA TECHNOLOGIES CORP	CL A	989207105	212,421	550	SH		DFND	2	0	0	550
ZIMMER BIOMET HLDGS INC	COM	98956P102	249,143	2,359	SH		DFND	2	0	0	2,359
ZOETIS INC	CL A	98978V103	1,509,384	9,264	SH		DFND	1	9,264	0	9,264
ZOETIS INC	CL A	98978V103	1,962,904	12,048	SH		DFND	2	0	0	12,048
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	561,885	6,885	SH		DFND	2	0	0	6,885