Andrew Murstein | President |
Alvin Murstein | Chairman & CEO |
Larry Hall | CFO |
Alex Arzeno | Investor Relations |
Jeffrey Kitsis | Sandler O'Neill |
Mike Grondahl | Northland Capital |
Scott Buck | B. Riley |
Giuliano Bologna | BTIG |
Good morning. Welcome everyone, to Medallion Financial's 2019 Second Quarter Earnings Call. By now everyone should have access to the earnings announcement, which was released prior to this call and which also may be found on the company's website at medallion.com.
Before we begin the formal remarks, we need to remind everyone that matters discussed on this call include forward-looking statements or projected financial information that involves risks and uncertainties that may cause the company's actual results to differ materially from those projected in such forward-looking statements and projected financial information. These statements are not guarantees of future performance and, therefore, undue reliance should not be placed upon them.