Justin Moisio | Chief Administrative Officer |
George Mangiaracina | Chairman and Chief Executive Officer |
Paul Licon | Chief Financial Officer |
Tiffany Entsminger | Chief Operating Officer |
Tom Donatacci | Chief of Staff, Business Development |
Trevor Cranston | JMP Securities |
Thank you for standing by and welcome to the Q4 2020 Impac Mortgage Holdings' Earnings Conference Call. At this time, all participants are in a listen only mode. After the speaker presentation, there will be a question-and-answer session [Operator Instructions] I would now like to hand the conference over to your speaker today Mr.
Justin Moisio. Please go ahead.