Randy Patten | Assistant Vice President of Finance & Investor Relations |
Randy Ramlo | President and Chief Executive Officer |
Michael Wilkins | Executive Vice President and Chief Operating Officer |
Dawn Jaffray | Senior Vice President and Chief Financial Officer |
Barrie Ernst | Vice President and Chief Investment Officer |
Paul Newsome | Sandler O'Neill |
Eric Leifson | Eric Leifson Associates |
Good morning. My name is Stephen, and I'll be your conference operator today. At this time, I would like to welcome everyone to the UFG Insurance Second Quarter 2018 Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions].