Randy Patten | Assistant Vice President and Controller |
Randy Ramlo | CEO |
Mike Wilkins | COO |
Dawn Jaffray | CFO |
Corey Ruehle | VP and Chief Claims Officer |
Paul Newsome | Piper Sandler |
Marla Backer | Sidoti & Company |
Good morning. My name is Chuck, and I'll be your conference operator today. At this time, I would like to welcome everyone to the UFG Insurance Fourth Quarter and Year-End 2020 Financial Results Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded.