Kay Gregory | IR |
Mariner Kemper | President and CEO |
Ram Shankar | CFO |
Jim Rine | President and CEO-UMB Bank |
Jared Shaw | Wells Fargo |
Chris McGratty | KBW |
Matt Olney | Stephens |
Nathan Race | Piper Jaffray |
David Long | Raymond James |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Good morning, and welcome to the UMB Financial Second Quarter 2019 Financial Results Conference call. [Operator instructions] Please note, this event is being recorded. I would now like to turn the conference over to Kay Gregory of Investor Relations. Please go ahead.
Welcome, and thank you for joining us.