Kay Gregory | Director, IR & SVP |
Mariner Kemper | Chairman, President & CEO |
Ram Shankar | EVP & CFO |
James Rine | CEO, UMB Bank |
Thomas Terry | EVP & Chief Credit Officer |
Jared Shaw | Wells Fargo Securities |
Nathan Race | Piper Sandler |
Good day, and welcome to UMB Financial's Second Quarter 2021 Financial Results Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Kay Gregory, Investor Relations. Please go ahead.
Good morning.