Kay Gregory | Director, Investor Relations and Senior Vice President |
Mariner Kemper | Chairman, President and Chief Executive Officer |
Ram Shankar | Executive Vice President and Chief Financial Officer |
Thomas Terry | Executive Vice President and Chief Credit Officer |
James Rine | Chief Executive Officer, UMB Bank |
Jared Shaw | Wells Fargo Securities |
Nathan Race | Piper Sandler |
Chris McGratty | KBW |
David Long | Raymond James |
Good morning and welcome to UMB Financial Third Quarter 2021 Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note that this event is being recorded.
Now I'd like to turn the call over to Ms. Kay Gregory, Investor Relations.