Kay Gregory | Investor Relations |
Mariner Kemper | President and Chief Executive Officer |
Ram Shankar | Chief Financial Officer |
Jim Rine | Chief Executive Officer-UMB Bank |
Tom Terry | Chief Credit Officer |
Jared Shaw | Wells Fargo |
Chris McGratty | KBW |
Nathan Race | Piper Sandler |
Ladies and gentlemen, welcome to the UMB Financial First Quarter 2023 Financial Results Conference Call. My name is Glenn, and I will be the moderator for today's call. [Operator Instructions]
I would now hand the call over to Kay Gregory, Investor Relations. Kay, please go ahead.