Jeff Markowitz | Senior Vice President of External Relations and Corporate Communications |
David Brickman | Chief Executive Officer |
Chris Lown | Chief Financial Officer |
Dennis Hollier | Inside Mortgage Finance |
Brad Finkelstein | National Mortgage |
Ladies and gentlemen, thank you for standing by, and welcome to Freddie Mac’s Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to turn the call over to your speaker today, Jeff Markowitz, Senior Vice President of External Relations and Corporate Communications. Please go ahead, sir.