Steven Gardner | Chairman, CEO, and President |
Ronald Nicolas | CFO and Senior EVP |
Matthew Clark | Piper Jaffray Companies |
Jacquelynne Bohlen | KBW |
Andrew Liesch | Sandler O'Neill & Partners LP |
Gary Tenner | D.A. Davidson & Co. |
Timothy Coffey | FIG Partners |
Donald Worthington | Raymond James & Associates |
Good day everyone and welcome to the Pacific Premier Bancorp Q4 2017 Conference Call. All participants will be listen-only mode. [Operator Instructions] And please note that today's event is being recorded. I would now like to turn the conference over to Steve Gardner, Chairman and CEO of Pacific Premier Bancorp. Please go ahead.