Steven Gardner | Chairman and CEO |
Ron Nicolas | CFO |
Gary Tenner | D.A. Davidson |
Jackie Bohlen | KBW |
Matthew Clark | Piper Jaffray |
Tyler Stafford | Stephens, Inc. |
Andrew Liesch | Sandler O'Neill |
Good day, everyone. And welcome to the Pacific Premier Bancorp Q3 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note that today’s event is being recorded. I would now like to turn the conference over to Steven Gardner, Chairman and CEO.