Steve Gardner | Chairman and CEO |
Ron Nicolas | Senior Executive Vice President and Chief Financial Officer |
Matthew Clark | Piper Jaffray |
Jackie Bohlen | Keefe, Bruyette, & Woods, Inc |
Tyler Stafford | Stephens |
Good day, and welcome to the Pacific Premier Bancorp fourth quarter conference call. [Operator Instructions] I would now like to turn the conference over to Steve Gardner, Chairman and CEO. Please go ahead.
Thank you, Jason. Good morning, everyone.