Steven Gardner | Chairman, President and Chief Executive Officer |
Ronald Nicolas | Senior Executive Vice President and Chief Financial Officer of Pacific Premier Bancorp, Inc. and Pacific Premier Bank |
Gary Tenner | D.A. Davidson & Co. |
Matthew Clark | Piper Sandler Companies |
David Feaster | Raymond James & Associates, Inc. |
Jacquelynne Bohlen | Keefe Bruyette & Woods Inc. |
Timothy Coffey | Janney Montgomery Scott LLC |
Good morning. Welcome to the Pacific Premier Bancorp Second Quarter 2020 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask question. [Operator Instructions] Please note this event is being recorded.