Ronald Nicolas | Senior EVP & CFO |
Steven Gardner | Chairman, President & CEO |
Gary Tenner | D.A. Davidson & Co. |
Matthew Clark | Piper Sandler & Co. |
Jackie Bohlen | KBW |
Robert Terrell | Stephens Inc. |
Good day, and welcome to the Pacific Premier Bancorp's Second Quarter 2021 Conference Call. [Operator Instructions]. I would now like to turn the conference over to Mr. Steven Gardner, Chairman and CEO. Please go ahead, sir.