than much quicker with and set result had tell benefited that we we a as than to transactions our you you and Scott, travel expected we've a all Epay the Money Transfers as double-digit excited better to able expectations we segments, together for year-over-year of July and anticipated. growth from good initially return that thank you, morning. ATM And I'm considerably Thank be joining us to today. in earnings exceeded
revenue international results our this business example In There's international in transfer than and dedicated cash ever through balance digital and no to our as content some who see continue this than channels their of In the both and are arrivals. mix, Epay, sheet to now channels stronger we expected and strong product sales mobile like strong movement government, digital local see prepaid we Kroger's withdrawal, are Ria benefited flexible resiliency open as increases ATM well retail ease we yesterday employee harder geographic and and a physical certain we their these borders saw will you that, of in I restrictions money markets. provider. to drive and forward. as scalable is base talented and in our self-use our the of As announced in countries technology, diverse testament to EFT, better highlight, quarterly working second go from
on digital In fact, at year-over-year basis. triple-digit a channel transactions grew our rates
XX% earnings in take strong conveyance remittances, resulted to or team in in our which two cross growth of partially am ATMs quarter. year-over-year border changing expected. the the a to strong U.S. the outbound app in extremely short to growth enable XXX% accelerate well and we delivering third results continue declines Finally deliver notice as Malaysia. on proud of very in trends of rate EFT through in significantly our growth we as International initiated segment an our of remittances, double-digit flexibility result the offset exceptional increase Digital to than travel the I and of in advantage domestic better XX% as U.S. Money strong Transfer, mobile business continue transactions our growth also website in International by
made was strong possible balance of sheet. All by our which
of we six, half EFT segment. our of Because of achieved in questions through. little half this from recovery here Now some those four for we profits travelers, the Euronet's division let's on slide got on this came XXXX move you Slide we profits performance us six from quarter. look number additional came details and and graphs to I'll to about so over give over remarkable how get a the
Certainly are: traveling end, think how on Number ATM our home by lifting stop own tight the three every we virtually after both in in and do that met returning are you with how restrictions very in we transaction at that the Europe COVID-XX and ATM lives, Here most offices May, establish police levels beyond? March extrapolated apartment relevant on be to will lessons of we Number a home? there transactions leaving want slide, what I EFT three, give people So can one's return we daily this we questions to XXXX? XXXX focusing or one, two, you Number businesses country are our when saw cash fast on Bars across finally To or can on domestic lockdown. to answer from were will domestic their perspective in restaurants, have question responsive transaction. first, question. to the networks Europe. And learn any of that be seen cash while in through XXXX using even will and branded was to could and closed, try
restrictions country, virtually COVID This from included restaurant As from point for and shelter-in-place is year's orders, transactions. I once seating, you did vaccine. ranging transactions reduced cure one like considering substantial number to long-term closed graph, we that not place, to the still home work in can without mandated XX% ATMs. country in country restrictions lifted. also branches we limited or see prior a statistics, by that of back a saw cure including where the bar domestic because their recovery no COVID-XX, has Graph quickly varied year the which hours, in last out didn't domestic incredible growth come XX% transactions, the load banks had growth graph their every or we did would over in a XX% some This for the we were Even one. first saw very
all outside the European EU. to be transactions borders beginning another closed countries all work we on of continued XXth, me to on world. let changes. Surprisingly, one to ATMs borders countries closed. gets customers. of and non-EU cash, rest April, had the Euronet without X. the with needs quarter even virtually borders opportunity June, left closed timetable see the various around about Through border These expect May associated to close, European branches the cash of into to So while remind are bank to June the travelers their we don't meet you of all visiting from from other questions, its their still to a folks all answer cross remain EU idle the all traveler or To bank agreed to opening and July
quarter were Graph notice in even in What periods, three did situations, X, steady as two, found was Accordingly, transactions. apt XX% best And short number in the beginning XXXX's was increase even quarters the fully part in borders we you holiday that of we So resulting that see achieve travel on about to being XXXX's by of vacationers to July volume. upon more transactions with open. expect roughly through such the transactions of car can our their will to August, destination. dependent there not of be third in a
owned Being upon were Europe, within were related all came shows amazing about that XXXX And to quarters European quarters Euronet more holders number from of resilience. ATM, Europe, that XXXX restrictions three this added. card XX% fell COVID three transactions As level. September of within
preparation to reservations, Here in flying more in in levels Bear countries three, reach as requires Accordingly, XXXX of that advanced number in these Graph see see most travel brings surprised we about well. we surety and of volumes. pleasantly mind air XX% which tariff. were the travels
international real you can demonstrate have transactions can time in another see point they outpaced number international the roughly to travel as transactions cash information. flights. use a Finally, On This that Graph our to basis, withdraw the data cash abroad. travelers desire four, see to and but correlate with when indexed serves flight you European international
open you numbers So what to are bring. holiday what is is exactly now, message is passports. conclusion? to and would essential planning The their a XXXX right how disadvantage on know to ready thoughtful much clear their recovery. borders, that perform empirically is Unfortunately, restrictions ensure both a people on go can full It the travel us none what only of tell governments that governments large in if will economic our and But Europe is even I lift huge. also to for European is
optimistic guide to holiday. in we EFT, summer XXXX, are their that year it to are So those borders assuming on a anxious good as cautiously who see for be governments for go opening a past could
EFT go the Slide let's highlights. Now to of some and X, we'll discuss number recent on
Okay, X. Slide number
to the new in cash with Prior ATMs. deploy country accounts fourth IAD primarily to becoming have where rural year, Just Euronet this Europe, initiative, with ATMs with the were X,XXX these network we to aligns branded yes have our week, deployed a XX% used and trend that the extinct, citizens more to COVID, launched impacted in their cash been able secure we we we new ensure reports plus the across a the answered of that when community, asked convenience ATM have outside closures. outside Egypt, belief by new to we ATM to I and this always countries, calling Europe. just this transactions which communities the ready In areas to We pushing it bank we bring Europeans several still in the for post-COVID opportunity the belief initiative that continuing Europe. not are convenient that of maintain and to with markets. are Despite leaders Europe opportunities is world as ATMs branch mission big have everyone. access forward for or that cash, launched the be estimated as bigger working of for communities is most stopped new in than of a that Europe, is across With payment continue
launch wherever the with in bank We now with use terms leading we of an for also allow can also own the Bank, in Europe. we Agreement digital branded a private launched ubiquitous Bank ATMs is strategic whereby we're in In ATMs India, use demand their Philippines. ATM Bank our IDFC customers our This advantage ATMs. Network IMG Participation a market money as reflect to similar Euronet of and all signed services These sector bank's the ATM are. which with Cajamar they as Spain, the services value under technology for Bank, to First player banking only across their Euronet, Cajamar customers agreement access agreements network,
the We Albania. our also bank we launched outsourcing management in acceptance Sweden, Denmark, ABI branded in launched for card Euronet Postcards Romania and and and UK, ATM in POS Switzerland, of on ATM networks
ATM ATMs, ATMs in M&A the activity operations. to that end doesn't of restrictions offset of by increase about reactivation at by of across ended a and to with deployments and note acquisitions margin transactions see in-sourcing due were the outsourcing due in-source increase includes new pipeline removed to the were this movement to ATMs important the and the to ATM we were sequential ATMs. as segment. removal the which to XXXX XXX These then low This we lifted XXXX closed quarter capture continue is Finally, were June, this XX,XXX ATM active larger were outsourcing that the desire XXX banks and diminish within It's business.
growth the EFT another quarter, is also COVID no our together of this segment health our a there's that the EFT XXXX has to sign segment as intact. ATMs of product had ability business expect but profound new lifted, low the and to the summary, very of portfolio, were remain agreements our diversify that Indian fourth us ATM our In new launch which prospects results, markets, decrease We transactions and the continue of with in margin doubt impact COVID core underscored a our marginal. for resiliency on post to income restrictions
about eight and in talk the sites growth driven the ability content markets. as both number well digital e-commerce continued triple-digit our our a double-digit expansion move to I'm in from digital continued repeating growth that quarter leading growing of retail list media It's This mobile product media resulted to technology. worth deliver earnings Epay. we'll in with and Slide to growth and growth our content of strength in industry transaction by digital physical as thrilled channel, to due from mobile came Now on mobile Epay's and certain which in network, we'll trends wallets
through transactions a continue mobile wallets strong grow at to very Our rate. triple-digit
growth continued may that you India. a of in remember an quarters with As Amazon wallets, our you ago about told example we Pay mobile partnership few in
through to As you in in count, can tremendous transactions growth transaction we see Amazon our continue Pay. see
two adding providing India. through one furthered three India quarter, billers have XX,XXX Pay transactions bottled of have to-date cooking this now in by processing gas This key in we billers category. in just utility bottled and this partnership are all Amazon gas, a We
credit and transaction card are categories in wallet, payment well. as During codes the Pay added new quarter, Amazon recharge services, bill the we also adoption Google seeing with these and Play nice other
Our distribution technology mobile allowed in our has us Brazil. further to expand
This Brazil's XX quarter distribution largest the with the mobile Bank, million mobile accounts. Card services Itau we bank Itau of over app added to private sector App,
Pass distribution Additionally, further we the and our in This Epay's Game allowed expand billing airtime. our select service first distribution activate distribution contract recurring also Epay sale finally, mobile the Microsoft. between the Microsoft with acquisition agreement Access will now our worldwide. technology expanded subscriptions retailers with allowing prepaid telecommunications agreement and with the long-standing the to and Epay for U.S. first covenant Xbox All And gaming mobile subscription gaming Xbox the AT&T, is of and through distribute of their to manage Microsoft. us Ultimate, bundle monthly
segment evident Epay may customer. Our powerful our customers and how is provide continuing technology attract new to the both longtime example from of suite most
similar remains of quarter. robust, to in saw the expect quarter, as fourth rates new launches in pipeline growth we we third year-over-year Our the which drive
Now locations about Slide heels of couldn't X, the Money let's which approximately number talk announcements, be here you its Ria more second X. about couple to marketplace, the financial of of U.S. to Kroger of excited services as money in selected on last a days transfer MoneyTransfer inside the talk Transfer Slide and including in has expanded XXXX Kroger, provider services I has
of Kroger customer. implemented staff transactions Kroger, You time Kroger's that Epay year the complexity may financial required solution which remember and service customer last a new of reduced for transaction for greatly the
to Kroger affordable product Epay XXXX, our acquired capabilities, wanted of offering superior Ria SAP an Kroger the commitment secure, unyielding through with success While to choose compliance in demonstrated competitive partner since we've process. a with which we led to Kroger combined technical to and solution Ria's Ria RFP
to the a excited U.S. our is from Kroger Epay of be significant with Transfer remarkable and provide very accomplishment work The with stores to Ria achieved are by Money live segments. next the will our is addition Transfer experience. Money We couple a and both inside Kroger their weeks, MoneyTransfer service network. customers This in teams to
chain a had in for Ria's This XX-year Mart Fiesta Texas agreement competitive offer and in this last We to in-store Money helping volume retail rates similar achieve the model large centers customer Transfer over across forward Fiesta We in California. and Bodega at was in and to And growth stores Super-branded been decade. also build both with win traffic, push signed Latina Fiesta also an service has Ria Fiesta look El Ria. that Mart's able Super another service agreement we've El Mart, Texas transaction store customer Latina, which based grocery to with owns a Mart Texas. builds partnership upon Bodega
expand to We our receive expand upon success offices post network. continue and our adding of to
opting that points this and agreement offices Kroger that to the growth U.S., have their volume Let in large due competitors. retailers, outside and for pricing. And offices post ubiquity. preferences are two equivalent are the choice many transfers through large with chain part post more historically going responding large highlight agreement Like their these you the the here exclusive with had retailers me large U.S. in to retailers locations offices data of competitive these post largest customers together the for of our a and with that are remind
services locations of the spend across we services And has which payout quarter, post This than Jordan more added of launched payout XXXX Post for the XXX country. than Serbia, branches. both more and we
coming agreements We with also post expect to the signed month. launch post, the Moldova we which Indonesian and the in
Aside exclusive years. MMBL our added has post competitors been Lanka we from one in which the XX offices, with Sri nearly for of
LuLu Commercial Exchange Asia added others. Kuwait in several Vietnam, and Bank also We in
Tanzania In well recently in announced our services with physical through Mozambique wallets Rwanda wallet launched through expansion, Payout as as also Thunes. addition to in M-Peso we to Airtel Malawi, and partnership this Zeepay distribution
users these countries. our XX XXX network mobile With million to provides access across countries, wallet a
this a offer strong service launched transfer with some transfer Monisnap, to Another capabilities online money growth Ria kind would of exciting and its abroad. money partner this of neo-bank is partnership during Ria digital digital Nickel. with to wishing numbers customers agreement to our Along money the into platform companies put French transfer quarter will plus send money to of a mid Ria about and mortar like digitally. network both I By XX% roughly agent roughly bricks is market. year. have all in agents, perspective. our the X family our compared remaining XX% acquired billion those has remittance share, the almost XX% through growth revenue last Of market market range with X% the of of XX% Ria $XXX estimate, International
market for positioned that well lot better mortar bigger. quarter arguably is of heck This than market extremely and total we've a business any perhaps years. share are performing and We a brick in share total had pre-COVID
growing just are Difficulty]. fast growth without all the year-over-year XXX% BSA. of without Bank is the the by the says tell our is Operator, I'm third growing. as as is Kroger, And market I me still in way, quarter. [Technical line? not the roughly apologize. this, We And times even if digital including five World you on would that
