Rick across businesses model the their of constant-currency consumers can't is income resilient travel, In with need want joining growth is everyone who demand you want double-digit adjusted and and three in accounts not minute at Rick, in said. payments. to EBITDA there revenue, when and EBITDA. to globe, send just a income segments arrive constant-currency take to cash to us cross-border for branded across were on you and what thank payments wait killer focus growth all and they our epay Thank that operating that is but and finally digital further I'd delivered business still and This want evidence like is our operating destination. and content only We growing today. our and to they to Consumers mobile travel use works.
money I'd you remind our fact, to to that like continued businesses grow and transfer epay In COVID. during
see down last So over not a on-top these the more to period, epay in strong Money we we constant-currency rather revenues expect both and XXXX. addition years. XX% year Transfer this X.X growth of the to all but when over finish results double-digit are than has will happened grow Moreover, that
navigate in We balance because the impressive. have that's we us economic results achieved business geographic strong that Now, a sheet and product pressures. diverse these helps
labor over or last cannot we we that on inflation, good various of are the travel while shortages hospitality the continued cycles. executing growth variance the years, rates control industry, and has really can we the and interest control. to economic business And through deliver our at COVID, things XX So
about with We for and capped travel anticipated of July. airports summer in-line demand that homogeneous. spoke world. Africa saw consistent passenger was hotels XX%. what the we think the across found pre had by in we we though XX% on and approximately by was what we data, Association that the quarter Americas out And staffing issues strong travel They third recovery our behind how our I'll As played average, Europe validated unfolded, Asia-Pac at restrictions XXXX and tell have the European travel seen not arrivals season, area the Asia-Pacific in you arrivals when also while across in and very still Tourism European international review the the were levels, about pandemic with lag but which
from XX%. For travel. XX%. our across cash expect projections business, XX% levels. report we Portugal was lagged the stating lagged when the still recently season people all and into with from XXXX look are XXXX XXXX, European for was they seen that they might in XX% travel year believe by the consistent that a Eastern last what in to saw for market, certainly get is I international continue will in we example, want we you more a closer travel credits even the Euro like the Euronet Association XXXX be withdrawals to higher the arrivals strong looking-forward, In travel recovery levels, a and travel travel we been if growth We because still can of very Europe travel X% validating demand next cash Tourism need we Nordics I travel mixed travel tell American post nearly to bullish, that XXXX, but see that XXXX. they and they one, see improvement bullish year. travel around likely When aligning that now The XXXX. XXXX published improvement North the stating Control in What will Spain still number recovery have for have ATM Greece wrong. by of unused only over XXXX due and levels, in trends. spilling to debate are and COVID that Europe, from potential remain XX% and to XXXX largely rates is for that that in the the than international stars by lagged global especially travel on XX% pent-up These believe France, all
plans markets. have a estate new ATM to to We dozen expand half our
REN continue to to have our we best-in the in Transfer and significant continue opportunities Dandelion class in our epay, Money for we network will pipeline and products. new both We products introduce expand
more some you give slide. why our you on with really starting the me next let segment so see details EFT can Now
mind If XX. move you number please Slide to don't
see can you that Here our to business. expand EFT we continue
convenient network local. we more travelers ATM This independent quarter Estonia, cash new and in for access a making launched to
consolidation ATM superior expansion country network our growth as another participation in diversifies Philippine and of participation outside agreement extended we across agreement the network a important ATMs of to outside technology, Bank step-in services with that This ATM XXX the of catalyst This Islands. with These covering ATMs our acquisition continue a our Mediolanum country. position Spain, XX and operational network is We the of Bank the presence non-branch globally. banks further XXX Europe signed of from is us strategy our XXth Spain. In in Europe. with
Greece credit XX military U.S.-based U.S. with Merchant to business on and in our in continues And Services in Germany. U.S. Our Dolphin grow. outsourcing the team signed agreements bases unions
Net, quarter, company Greece than small-to-medium Epsilon with in covering we a reselling a XXX,XXX leading This businesses. agreement more software sized signed
pure large commerce Greece. through a new with you've including merchants new and add merchants tax-free X,XXX McDonald's, together approximately added also Cinemas XXX that We heard relationships. Carrefour our Inova we chain Outside Hereon Greece, were Odeon and Energy supermarket of to able of in
Finally, to we our continue to add more portfolio. ATMs
so XXX than X,XXX bringing installed During total far year. added the more ATMs to ATMs quarter, we Euronet this owned our
deactivated as machines the new to we We began travel XXX seasonally also added season and outsourcing XXX wind-down. machines
we we in we As ATM working manufacturers of challenges we facing which quarter, in some continue that add travel ATM ATMs some EEFT down frequently. I questions to supply-chain, year as expect can are mentioned four you slowed to it up, are sum the travel to last the To continues as -- expansion, has with and next our ATM more but new recover. hear
number making maybe late We infected number pockets seen inflation but see evidence travel-related is we central have first business still us for muted key when have certain been in a Number recovery could to probably that quite, you of to Ukraine We has still the EFT to Germany, close on. has of some I we answer hurting the well, not hitting travelers our the XXXX, the much markets European your a far, is How other bring believe our of growth but The business? significant. impacts use they XXXX go seen watchful keeping and volumes? Number in will EFTs year. optimistic saw to XX% yes. volume Well war one, Remember, next have two, and are as of but XXXX. XX% that places guess for travelers the do cash where such in XXXX. we XX% expect new a overall everything transactions do result to four, need impact are from we eye be so significant markets, not even more in XXXX no
rebound pleased business. be the our to in EFT continue We with
expect with resume. you which As as patterns new we we product to pay-off products more to travel and continue can diversify see, continue to EFT new our normal portfolio markets,
particularly number results. on Now XX about excited let's quarter go to am we'll this about talk epay and Slide epay. I
During the to their promotions the certain saw as first-half quarter. than deferred of customers lighter results of a expected reward the our large year, third we loyalty
digital our You can can offering. that are confidence our confidence full-year. Further business our home our those mobile for can produce see that strong you growth payment branded expand see slide. and the that new in the results and epay came rates on campaigns this They to boosting support these in agreements epay continue
the here channel. the launched dealer quarter, in T-Mobile the During we activation program in US and independent
we may that mentioned had gift during we remember XX Apple's market. You last new call, across launched the card
and used As a reminder, hardware this accessories, is an everything Apple and gift card, epay's The products, well-received which can games supports for believe growth this been launch continued be more. we Europe outlook. much much, has apps, across
Disney and launched across digital and physical cards also Germany We gift Plus Austria.
distribution, continue to In portfolio. addition physical we expand digital to our the distribution
on in India. relationship Apple our During a launching mobile the Apple launched neobank quarter, we we Flipkart, by expanded further teenagers top-up mobile content large wallet with on in for FamPay, And app India. a
coming expect will that new agreements Finally, deliver we year. we results to sign continue in the
Transfer. So on Slide to talk and Money about number go now XX let's
reaches the physical year before size earlier and our surpassing network XXX,XXX Tajikistan. this more locations, locations shut-down we than Our network XX,XXX Russia, in of now Belarus
the physical and to location, we the and have more X.X addition billion territories. wallet million now bank reach XXX In million countries accounts accounts than can XXX across X.X
for quarter figures account transferred the right and preference. total of We Importantly, customer. our of today's the principal XX% the the the and trust of during amount accelerated reaching network saw to XX% volume. trains our with the outbound account building deposit continues right customer international accounts to demonstrate network importance These of deposit products growth transaction in adoption our gain with the
pickup we partner country. Islamic Afghanistan, service of launched at XX XX countries that the in correspondents in including first Bank our During cash new quarter,
pickup [indiscernible] provide consumer We also and will cash for remittances payments. Bangladesh for full in and IFIC launched bank coverage Bank and in at Bank services payments Tunisia that deposit corporate
Travelex signed the across Ria XXX UK also with in agreement We locations add the over an country. Transfer in to Money
second-largest world, our grown also digital rapidly continue to have we the as network in network. our Just to expand physical we the
this quarter, we allow growth And to this offerings growth. by from second-quarter believe XX% maintain transactions that year. we of add us in the continue XX%, our the to During direct-to-consumer grew will digital accelerating new
their the five in app launched and the our we Ivory wallet wallets mobile Switzerland. to Pakistan. products functionality Transfer funds been to adding we Cambodia And in digital customers Coast, expanded digital Malaysia, our Money by send to Liberia, directly We countries, offering, in quarter, service Ria and added new Portugal two wallet This digital and our money network allowing new transfer to wallet.
new Reservas payments and service corporate signed we added agreement countries. in Finally, Dominican Republic the in XX bulk for Bank we payment the
are business the growth of double-digit page, rates We the pleased all And to into constant-currency these strong expect continue we growth in XXXX. this with Money quarter. on Transfer our rates that produced activity
to move let's Slide on products Dandelion. about our starting number talk Now technology XX slide and with XX.
real-time territories. Our our Dandelion bank network but XXX has year-over-year XXX countries resulted growth, and getting This payments land expansion territories it grow, payments in is network the connect corporate can continues XX% in to to only not now of and we attention a countries and revenue partners. potential in accounts
banks, are bank half pipeline the to up Our top XX is About of banks now world. in or XX of XX prospects the these including global of regional banks.
We together remainder represent split XX the its correspondent swaps rails and still access legacy local channels, payment of the speed, payment and alternative the and between compared with including proposition Dandelion and predictability with to National banks Another wallets cash. banking and believe value transparency are to neobank. is evenly Bank to mobile due the our banks attractive
see switches. struggle These with regional of national variant traditional partnerships cross-border Dandelion for In agreements among of switches national other things. lack continued are team the can and one-stop their addition governance a has be service technologies, banks, bank explore but a other interoperability, shop to to beginning with all payments and bilateral with to switches, to members.
non-bank in we our we our in handle XX significant much and agreements longer with to the businesses working while new exciting What these this through we product and payments, announcements pipeline now, to also prospects. not 'XX, payroll non-bank licensing. that This a are companies. sales bring value is forget little of repurposed This -- that XXXX coming these confident will prospects understand and remittance what we family have we quarters. it able regulations Finally, can payments of a their require some to compliance, to are and the lifecycle across never-ending very And CXC that includes anticipate Right Dandelion. way be customers a take let's is pipeline MSPs, we the endeavors. fintech sign, are In various task. which BXB where more the sophisticated by to negotiate
already our year. we prime in real-time. time and ready product producing were XXXX, XX announced we with to are leads. healthy growth, be enhance the Sharing sales of for market QX In countries we While XXXX, ready of revenues October March in to this in we that would this
have early-stage this real-time payments. process confirms we are cross-border at quickly our as belief that generation So so the modern to BXB leads in many known of being
XX. selling you highlights XX go across our platform let's can -- globe. I'll Now the in REN. on Slide Slide on and an This to update momentum continued our REN number slide give
called announce agreement billion institutions with banking regional Area the capabilities switch enterprises in will to other we of REN new an develop connects population Bank, REN Trade I Utilizing electronic switch XX foundation Central payments in the to about the the of AD bring successful have trade our each XX The the switch African a Trade for pan-African that to financial serve transactions platform. and enable possible small real-time technology, am easily medium-size processors, X.X financial very in citizens. to and of On cross-border of countries REN Euronet's new people. pleased and a payments signed Free Continental will African payments benefits make initial with an using as and that the Mozambique, heels implementation group our African
the successful to to quarters. scheme in across love is bank. issuer platform large with going part look-forward category, services our program. levels prepaid including processing will graduation second handle stack. our our and largest and Africa. Axis digital tech is Digital signifies the among into right, players Euronet Union the our an you switching, India, transacting to prepaid in we for Philippines REN processing, we and you year. in the cloud. a cross-border of the from This lifecycle large domestic space with of just capabilities deal a and be agreement cards digital platform's win its multiple our major that advanced card in many processing to we to banks private signed yes the competition win So as other real-time an progress updating earlier Bank and Euronet's card they the digital for bidding intelligent issuers is among tremendous Philippines, for base agreement management, coming platform management These to leading complexities support private banking validates country large which signed regulation. bank be card in services. migrated our our foreign with them This payments another provide global to launch In In bank have group team Bank, for interchange Euronet's REN the transacting new lifecycle foundation and bank the transactions volumes sector this This customers connections heard provide is the on be which deploying This REN with in will prepaid following our
our of for you our and see beginning as pipeline can see are world continues the the REN to technology. to scalable flexible entities As strengthen benefit around
signed fourth news now to we and in years even the XXX agreements, in the which million next expect contribute over revenues to good more we look-forward have quarter. a six We
consistent reflect and three say when double-digit have on extremely measure diversity segments business, capabilities Now we'll business while go I'd And with outstanding and it's XX, results, producing you history. not all this telling the I've that quarter an gentlemen, broadly these the by of number do. growth been to what as I'd of the any of quarter remind constant-currency more to you you remiss quarter. Slide let's has our wrap-up I proud on Ladies to rates, be the and I our and am
consistently of through have events. growth cycles weird all produced all strong sorts economic rate businesses Our in economic
Over expansion we for with of be third channel to delivered deployment quarter enable we our growth for we couple are of I'm our the predictor segments new network we that and events endured last plans really of will and of the the to recessions as good EFT, for next With recession would diversity the potential and our expansion market assist. And geographies the their We say real economy, a about products years, three even excited our and that future produced us plans during the a like prospects and to products our currency. great while demonetizing please believe as demand. you they COVID inflation two countries Money epay in together don't continue and our Operator, have in and unusual is Transfer impact discount history our happy are always and in year. confident in have. We we will that grow questions. products oftentimes take
