Brian Cronin | IR |
Jon Witter | CEO |
Steven McGarry | CFO |
Moshe Orenbuch | Credit Suisse |
Steven Kwok | KBW |
Terry Ma | Barclays Bank |
John Hecht | Jefferies |
Henry Coffey | Wedbush |
Melissa Wedel | JPMorgan |
Jordan Hymowitz | Philadelphia |
Michael Kaye | Wells Fargo |
Thank you for standing by, and welcome to the 2021 Q2 Sallie Mae’s Earnings Call. At this time, all participants are in a listen-only mode. After the speakers presentation there will be question and answer session. [Operator Instructions] I would now like to hand the conference over to your speaker today, Brian Cronin, Vice President of Investor Relations. Please go ahead.