Miller Welborn | Chairman |
William Carroll Jr. | President and Chief Executive Officer |
Ronald Gorczynski | Vice President and Chief Financial Officer |
Rhett Jordan | Chief Credit Officer |
Nate Strall | Director of Corporate Strategy |
Brett Rabatin | Hovde Group |
Thomas Wendler | Stephens Inc. |
Graham Dick | Piper Sandler |
Feddie Strickland | Janney Montgomery Scott LLC |
Catherine Mealor | KBW |
Ladies and gentlemen, welcome to the SmartFinancial Inc. Earnings Release and Conference Call. My name is Glenn and I'll be the moderator for today's call. [Operator Instructions]
I will now hand you over to your host, Miller Welborn to begin.