Charles Levingston | CFO |
Ron Paul | Chairman & CEO |
Jan Williams | EVP |
Casey Whitman | Sandler O'Neill |
Austin Nicholas | Stephens |
David Bishop | FIG Partners |
Catherine Mealor | KBW |
Steven Comery | G. Research |
Good day, ladies and gentlemen, and thank you for standing by. Welcome to the Eagle Bancorp Fourth Quarter and Year End 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions].