Hal Schwartz | SVP, General Counsel and Secretary |
Craig Knutson | CEO and President |
Steve Yarad | CFO |
Gudmundur Kristjansson | Co-Chief Investment Officer |
Bryan Wulfsohn | Co-Chief Investment Officer |
Mike Smyth | KBW |
Eric Hagen | BTIG |
Josh Bolton | Credit Suisse |
Ladies and gentlemen, thank you for standing by, and welcome to the MFA Financial, Inc. Fourth Quarter 2021 Earnings Call. [Operator Instructions] And as a reminder, today's conference call is being recorded. I would now like to turn the conference over to Mr. Hal Schwartz.