first quarter focus of can and And the the release. during QX $XX Okay loans $XXX the Ty. the Thank million the sheet, diving our side you. see were for that's securities. for Good up morning. the highlights and up some $X.XX on And earnings sheet, the the end guess, you I'll probably asset on million assets six recap total at balance into just of that's of billion, the of months. is balance briefly I the year
roughly up Our $XXX and months, the a the total million for $XXX total for warehouse loans XX%. ex-PPP quarter and six were first of for million at X.X% the year-to-date
portfolio. were at elevated the more what a portfolio, some bit notice looking just originations strong, over yields detail some QX, little were our actually the a doing loan in a in of in new securities payoffs from than minute here Our little changes. loan we're will and QX. But higher also the you'll the of few go loan Shalene but
before to you if we a and transfer AFS see selling relatively short We really of plan on million bonds to think maturity. duration. don't the those maturity, did held they bonds I $XXX have trend,
buy is some We relatively about short securities during in securities quarter, did $XXX million. duration. the hope portfolio Our
up million of they're about quarter. see $XXX You'll net during the
treasuries a We some Fed backs, quarter actually that total points. more of helped have out and increased mortgage yield of the that duration. was asset that and linked earning for don't our again, that Some improve funds that interest basically XX just of basis took lot
earning in treasuries standpoint, then for was that total got So, asset X.XX% another actually quarter. the the QX. months, the $XXX the yield in months in three next maturing million next $XXX and million $XXX From $XXX six million in are about liquidity about we've million,
with looking million. $XXX $XXX XX of pay So, portfolio. the downs, will cash it bond And flow to be in going that's to be about months, it's next out closer just million even and our coming about
of the I'm portfolio the some and in not too the three liquidity duration of and So, changes with made months. bond six last we've short-term concerned the about the
public it came by So interest-bearing deposit history looking QX a million, accounts. then generally deposits, decrease of about funds And $XX.X in some in fund it's XX% seen money. fund so increase our QX public QX. probably very of of -- is typically large Public which was decrease actually based The currently. money they out decreased was accounts. of our performance fund over total public came contract ahead, money That's by we've happen on in the the liability a and driven will in did our they'll side, decrease fund -- public $XX for of our not looking what typical And concentration out really million. on deposits, -- interest-bearing in
now noninterest-bearing and total during linked deposits. increase. quarter to about continue XX% increased Our million They the DDA $XX of DDA is accounts
discussed to We the income $X decreases decreased did our comprehensive in related changes. equity, linked decrease other You bigger million the accumulated a shareholder have some did quarter. but It obviously, press our continued in in during details fair reflects component AFS in release, securities. that the the buyback did payout, we of see we the our decreases, then of quarter with AFS securities and good our And $XX.X the decrease that the quarter. obviously, the we million capital those along are in for that by value dividend offset in had count those and all during was value earnings
Just buyback. back few the We buy quite quick did quarter. shares during discussion a on a real the
slow about good million that price could back per had think quarter. offset We an shares will some to did dilution to share the help shares authorized we little probably created some X Board debt by issue down. that I close that a buy XXX,XXX Our -- ago, to really buyback, earnings we're just opportunity last it. year a a under we at
per looking That's basic share. diluted the good, So were to share XXXX. our quarter per Ty earnings our at $X.XX -- of -- the first and then $X.XX as that's statement and very or million, the already had income quarter on second alluded to, $XX.X earnings, strong similar is we has
earnings. much months a did six extraordinary or down. release a PPP provision were during activity the really do first good There not really, and is the wind wasn't to We activity beginning So our quarter.
four-plus than stronger been core historically they've our in last So quarters. earnings were the
strong assets our very XX.XX%, comparable again, both and on on results return QX. the average was net and quarter earnings on X.XX% equity for to was Our return
X.XX%, Our last XX and up from up stated quarter points XX points same quarter, it's net interest basis margin linked year. basis that's was
do of we're on that, helped. that which although rates our of interest Shalene comes off interest up able side. the on So, we funds, talk good as loan trending to on will Again, are again, then our margin. cost know. there And already about movements the results -- pretty bonds, some all net I've discussed
quarter for is is basis basis compared funds of cost the Our to trending and XX XX points points QX. for up
basis XX%. about a using well that's beta pretty points. up So We're deposit five of
of up, to looking we're will that to -- can some. see, that that's continue our that but you continue more we're has haven't monitoring much, as rate too rates also coming closely. to And But will go funds as – drives. So cost been we affected go see of go up as know that
Looking income it was if in than reported we QX. gain. have at lower for gains, quarter, our non-interest did you swap some QX, $XXX,XXX -- in remember, extraordinary But the it
is during our about the non-interest card at That's year, income up to bonus this we recurring about increased -- looking X%. but quarter, did number – And comparable $XXX,XXX. you last income volume have So $XXX,XXX. look We for the Mastercard, by income, driven was if debit from record did That's was which this in quarter, our quarter XXX,XXX. transactions. back annual that
we rates is that, that, it the but reflective though is in of comparable loan to volume increased from XX% activity. is XX% what normally our mortgage also sold very mortgage To down, year-over-year year. warehouse gain-on-sales as down non-interest our down about big to a also our rise. lending get not and and last is So to about although offset contributing income of And continue as factor
have The staff be benefits looking anticipate they the quarter going It's to and ago. continues from about be and million -- X.X% properly for year and XX% staffing XXXX $XXX,XXX. expenses, then up up linked for were we QX and had a driver forward. Looking at related $X growth to main that was the competitive about about
our up equivalents equivalent, Our XXX about million up, are from up time FTE our FTE ago, same full-time over but year mean employees fully count XX now. a assets the -- span. I is full-time $XXX That's actually
in one DFW I call, metro and last and SBA were markets, think department. to one earnings Houston, staff Austin, our looking the you some of in I Houston, our and added one in told SBA. Austin most we production add in -- We
So talked in in mortgage added office we that QX staff back about QX, call. in also some the I've
over leadership did how in that we've that. talked changed So QX, some department, we in we about And too.
to That's in our But to do in are So -- our settle with beginning is goals is our look we and about appropriate. that's what what ratio. think X.XX%, expense asset line we now. at which
improvement it of last that's stated stay So That’s that the there overview, tune one a continue our of quarters. to turn over XX%, so to efficiency which shows with. in little Then over we as targets a ratio, at Shalene. four look was brief I’ll we under in the kind and
