Shivani Kak | Head of Investor Relations |
Ray McDaniel | President & Chief Executive Officer |
Mark Kaye | Chief Financial Officer |
Rob Fauber | Chief Operating Officer |
Judah Sokel | JP Morgan |
Alexander Kramm | UBS |
Toni Kaplan | Morgan Stanley |
Kevin McVeigh | Credit Suisse |
Manav Patnaik | Barclays |
Bill Warmington | Wells Fargo |
Craig Huber | Huber Research Partners |
Owen Lau | Oppenheimer |
George Tong | Goldman Sachs |
Good day, and welcome ladies and gentlemen to the Moody's Corporation Second Quarter 2020 Earnings Conference Call. At this time, I would like to inform you that this conference is being recorded, and that all participants are in a listen-only mode. At the request of the company, we will open the conference up for question-and-answers following the presentation. I will now turn the conference over to Shivani Kak, Head of Investor Relations. Please go ahead.