Shivani Kak | Head, IR |
Robert Fauber | President, CEO & Director |
Mark Kaye | SVP & CFO |
Manav Patnaik | Barclays Bank |
Alexander Kramm | UBS |
Ashish Sabadra | RBC Capital Markets |
Toni Kaplan | Morgan Stanley |
Kevin McVeigh | Crédit Suisse |
George Tong | Goldman Sachs Group |
Trevor Romeo | William Blair & Company |
Craig Huber | Huber Research Partners |
Jeffrey Silber | BMO Capital Markets |
Andrew Steinerman | JPMorgan Chase & Co. |
Owen Lau | Oppenheimer |
Good day, everyone, and welcome to the Moody's Corporation Third Quarter 2021 Earnings Conference Call. At this time, I would like to inform you that this conference is being recorded. [Operator Instructions]. I will now turn the call over to Shivani Kak, Head of Investor Relations. Please go ahead.