Charlotte Rasche | Executive Vice President, General Counsel |
David Zalman | Chairman and Chief Executive Officer |
Tim Timanus | Vice Chairman |
David Hollaway | Chief Financial Officer |
Eddie Safady | President; Randy Hester, Chief Lending Officer |
Mike Epps | EVP for Financial Operations and Administration |
Merle Karnes | Chief Credit Officer |
Bob Benter | Executive Vice President |
Dave Rochester | Deutsche Bank |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Brady Gailey | KBW |
Ken Zerbe | Morgan Stanley |
Peter Ruiz | Sander O' Neill |
Peter Winter | Wedbush Securities |
Brett Rabatin | Piper Jaffray |
Geoffrey Elliott | Autonomous Research |
Bryce Rowe | Robert W. Baird |
Jennifer Demba | SunTrust Robinson Humphrey |
Jon Arfstrom | RBC Capital Markets |
Good morning, and welcome to the Prosperity Bancshares Incorporated Fourth Quarter 2017 Earnings Conference Call. All participants will be in a listen-only mode [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions [Operator Instructions]. Please note today’s event is being recorded. I would now like to turn the conference over to Charlotte Rasche.