Charlotte Rasche | Executive Vice President and General Counsel |
David Zalman | Chairman and Chief Executive Officer |
H. E. Tim Timanus Jr | Chairman |
Asylbek Osmonov | Chief Financial Officer |
Eddie Safady | Vice Chairman |
Kevin Hanigan | President and Chief Operating Officer |
Randy Hester | Chief Lending Officer |
Merle Karnes | Chief Credit Officer |
May Stanford | Director of Corporate Strategy |
Bob Dowdell | Executive Vice President |
Brady Gailey | KBW |
Jennifer Demba | SunTrust |
Brad Milsaps | Piper Sandler |
Peter Winter | Wedbush Securities |
Ebrahim Poonawala | Bank of America Securities |
Michael Rose | Raymond James |
Jon Arfstrom | RBC Capital Markets |
Good morning. Welcome to Prosperity Bancshares Fourth Quarter 2019 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. Please note this event is being recorded.